225 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 225 Mountain Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,370 sqft · built 1981
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jan 2016)
Tax Bill	$18,443 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04708-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`18-04708-0000-00008`
Alternative APNs	`1800095E00010` `180470800008`

Interior

Stories	2 Stories
Building Area	2,370 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800095E00010
Street Address	225 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4708
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1022
Census Tract	37900

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 MOUNTAIN AVE, SUMMIT, NJ 07901-3207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2016 · Amount on Record
Deed Sale	Jan 28, 2016 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Book / Page	6102 / 725
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	225 MOUNTAIN AVE, SUMMIT, NJ 07901-3207
Transaction Type	Mortgage
Record Updated	Nov 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152962443
Date	Oct 28, 2022
Book Page	15296/2443
Instrument	44845

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2037

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	225 MOUNTAIN AVE, SUMMIT, NJ 07901-3207
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150482671
Date	Sep 1, 2021
Book Page	15048/2671
Instrument	20082

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,500 (-) Land $172,200 Building $240,300	$412,500 (-) Land $172,200 Building $240,300
2025	$18,443.00 (+2.64%)	$412,500 (+21.68%) Land $172,200 Building $240,300	$412,500 (+21.68%) Land $172,200 Building $240,300
2024	$17,968.00 (+23.76%)
2023		$339,000 Land $172,200 Building $166,800	$339,000 Land $172,200 Building $166,800
2022	$14,519.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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