328 Mountain Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 328 Mountain Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	6,220 sqft · built 2003
Lot Size	1.07 acres (47,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,960,000 (Apr 2023)
Tax Bill	$33,533 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05602-0000-00048-01`

Property Details

APN / Parcel Number

Primary APN	`18-05602-0000-00048-01`
Alternative APN	`18056020000000480001`

Interior

Stories	2 Stories
Building Area	6,220 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Lot Area	47,001 sqft
Garage Type	Attached

Location & Zoning

Street Address	328 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	5602
Legal Lot Number	48.1
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3008
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 MOUNTAIN AVE, SUMMIT, NJ 07901-3144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Mar 7, 2008 · Amount on Record
Deed Document Number	202328005
Deed Book / Page	6504 / 573
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 11, 2023
Property Address	328 MOUNTAIN AVE, SUMMIT, NJ 07901-3144
Document Number	0065040573
Book / Page	6504 / 573
Instrument Date	Mar 28, 2023
Instrument	28005
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5640 PINE TREE DR, MIAMI BEACH, FL 33140-2150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 MOUNTAIN AVE, SUMMIT, NJ 07901-3144
Investor	Possibly a Property Investor

Mortgage

Document Number	0000050801
Date	Apr 11, 2023
Instrument	50801

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,000 (-) Land $352,300 Building $397,700	$750,000 (-) Land $352,300 Building $397,700
2025	$33,533.00 (+2.64%)	$750,000 (-9.09%) Land $352,300 Building $397,700	$750,000 (-9.09%) Land $352,300 Building $397,700
2024	$32,670.00 (-7.54%)
2023		$825,000 Land $352,300 Building $472,700	$825,000 Land $352,300 Building $472,700
2022	$35,334.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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