231 Locust Ct, Bluffton, OH 45817 Property Records

Allen County property record for 231 Locust Ct, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,802 sqft · built 2000
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Apr 2018)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-0200-02-001.025`

Property Details

APN / Parcel Number

Primary APN	`28-0200-02-001.025`
Alternative APN	`A0228020002001025`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	4,324 sqft
1st Floor Area	1,802 sqft
Basement Area	1,802 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	161 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	324 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	231 LOCUST CT
City	BLUFFTON
State	OH
Zip	45817-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND SUBDIVISION-PHASE 1 LOT 1261 FF 100.12
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Phase	1
Legal Lot Number	1261
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2024
Census Tract	10100

Owner

231 Locust Ct is owner-occupied and held in a trust since December 2024.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	231 LOCUST CT, BLUFFTON, OH 45817-8533
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	Jan 2, 2002 · Amount on File
Deed Document Number	20184578
Deed Book / Page	2018 / 4578
Last Transfer Date	Dec 31, 2024
Transfer Doc	0000000706
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 27, 2018
Property Address	231 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	0000004578
Instrument Date	Apr 26, 2018
Instrument	4578
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 LOCUST CT BLUFFTON OH 458178533, BLUFFTON, OH 45817-8533

Mortgage

Document Number	4579
Date	Apr 27, 2018
Instrument	4579

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 231 Locust Ct was $3,149, up 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00 (+0.06%)	$94,860 (-) Land $11,940 Building $82,920	$271,000 (-) Land $34,100 Building $236,900
2024	$3,147.00 (-3.05%) Homeowner's exemption	$94,860 (+5%) Land $11,940 Building $82,920	$271,000 Land $34,100 Building $236,900
2023	$3,246.00 (-0.46%) Homeowner's exemption	$90,340 (-) Land $11,380 Building $78,960
2022	$3,261.00 Homeowner's exemption	$90,340 Land $11,380 Building $78,960
2021			$258,100 Land $32,500 Building $225,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 231 Locust Ct in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 Locust Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Buckeye Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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