229 Locust Ct, Bluffton, OH 45817 Property Records

Allen County property record for 229 Locust Ct, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,034 sqft · built 2000
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,900 (May 2026)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0200-02-001.023`

Property Details

APN / Parcel Number

Primary APN	`28-0200-02-001.023`
Alternative APN	`A0228020002001023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,034 sqft Living Area
Gross Area	4,505 sqft
1st Floor Area	1,666 sqft
Upper Floors Area	745 sqft
Attic	Attic
Attic Area	287 sqft
Basement Area	921 sqft
Finished Basement	336 sqft
Unfinished Basement	585 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	15,725 sqft (0.361 acres)
Lot Dimensions	171 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	886 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	49 sqft
Deck Area	370 sqft
Patio Area	534 sqft
Gazebo	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	229 LOCUST CT
City	BLUFFTON
State	OH
Zip	45817-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND SUBDIVISION PHASE 1 LOT 1259 JOINT TEN FF 91.77
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Phase	1
Legal Lot Number	1259
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2024
Census Tract	10100

Owner

Source: Allen County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 LOCUST CT, BLUFFTON, OH 45817-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK/BLUFFTON
Jan 19, 2021	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	20265384
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	229 LOCUST CT, BLUFFTON, OH 45817-8533
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 LOCUST CT, BLUFFTON, OH 45817-8533
Investor	Possibly a Property Investor

Mortgage

Document Number	3160002078
Date	Mar 16, 2023
Book Page	2023/2078
Instrument	202303160002078

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 27, 2026
Property Address	229 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	0000005384
Instrument Date	May 26, 2026
Instrument	20265384
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166,619.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	229 LOCUST CT, BLUFFTON, OH 45817-8533

Mortgage

Document Number	0000005385,
Date	May 27, 2026
Instrument	20265385

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 19, 2021
Property Address	229 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	1190000855
Book / Page	2021 / 855
Map Reference	MB 22 PG 122
Instrument Date	Jan 14, 2021
Instrument	202101190000855
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	229 LOCUST CT, BLUFFTON, OH 45817-8533
Investor	Possibly a Property Investor

Mortgage

Document Number	1190000856
Date	Jan 19, 2021
Instrument	202101190000856

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,296.00 (+0.02%)	$129,580 (-) Land $11,170 Building $118,410	$370,200 (-) Land $31,900 Building $338,300
2024	$4,295.00 (-2.89%) Homeowner's exemption	$129,580 (+5%) Land $11,170 Building $118,410	$370,200 (+4.99%) Land $31,900 Building $338,300
2023	$4,423.00 (-0.67%) Homeowner's exemption	$123,410 (-) Land $10,640 Building $112,770
2022	$4,453.00 Homeowner's exemption	$123,410 Land $10,640 Building $112,770
2021			$352,600 Land $30,400 Building $322,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Buckeye Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures