227 Locust Ct, Bluffton, OH 45817 Property Records

Allen County property record for 227 Locust Ct, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,364 sqft · built 2001
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Sep 2024)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	Oct 2025 Transfer May 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-0200-02-001.021`

Property Details

APN / Parcel Number

Primary APN	`28-0200-02-001.021`
Alternative APN	`A0228020002001021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,364 sqft Living Area
Gross Area	4,812 sqft
1st Floor Area	1,322 sqft
Upper Floors Area	1,442 sqft
Basement Area	1,322 sqft
Finished Basement	600 sqft
Unfinished Basement	722 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	147 ft deep x 57.5 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	320 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	227 LOCUST CT
City	BLUFFTON
State	OH
Zip	45817-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND SUBDIVISION-PHASE 1 LOT 1257 JOINT TEN FF 46.30
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Phase	1
Legal Lot Number	1257
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2024
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 LOCUST CT, BLUFFTON, OH 45817-8533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Transfer on Death Deed, Transfer
May 12, 2022	Transfer on Death Deed, Transfer
May 7, 2021	Survivorship Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
May 24, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	20248189
Prior Transfer Date	Sep 7, 2012
Prior Transfer Doc	10150013842
Record Updated	Oct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 7, 2025
Property Address	227 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	10070010241
Book / Page	2025 / 10241
Map Reference	MB 22 PG 122
Instrument Date	Oct 7, 2025
Instrument	202510070010241
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LOCUST CT, BLUFFTON, OH 45817-8533

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	May 12, 2022
Property Address	227 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	5120005622
Book / Page	2022 / 5622
Map Reference	MB 22 PG 122
Instrument Date	Dec 10, 2021
Instrument	202205120005622
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LOCUST CT, BLUFFTON, OH 45817-8533

May 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ALLEN OH
Recording Date	May 7, 2021
Property Address	227 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	5070006168
Book / Page	2021 / 6168
Map Reference	MB 22 PG 122
Instrument Date	Apr 29, 2021
Instrument	202105070006168
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	227 LOCUST CT, BLUFFTON, OH 45817-8533

Mortgage

Document Number	5070006169
Date	May 7, 2021
Instrument	202105070006169

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	227 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	0000005426
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 LOCUST CT BLUFFTON OH 458178533, BLUFFTON, OH 45817-8533

Mortgage

Document Number	0000005426
Date	Jun 4, 2019
Instrument	5426

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jun 3, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,595.00 (-2.57%)	$138,640 (-) Land $6,580 Building $132,060	$396,100 (-) Land $18,800 Building $377,300
2024	$4,716.00 (-2.84%)	$138,640 (+5.01%) Land $6,580 Building $132,060	$396,100 (+5.01%) Land $18,800 Building $377,300
2023	$4,854.00 (-0.7%)	$132,030 (-) Land $6,270 Building $125,760
2022	$4,888.00	$132,030 Land $6,270 Building $125,760
2021			$377,200 Land $17,900 Building $359,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Buckeye Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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