223 Locust Ct, Bluffton, OH 45817 Property Records

Allen County property record for 223 Locust Ct, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,911 sqft · built 1998
Lot Size	0.428 acres (18,644 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Aug 2005)
Tax Bill	$3,229 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0200-02-001.017`

Property Details

APN / Parcel Number

Primary APN	`28-0200-02-001.017`
Alternative APN	`A0228020002001017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,911 sqft Living Area
Gross Area	3,113 sqft
1st Floor Area	1,465 sqft
Upper Floors Area	446 sqft
Basement Area	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	18,644 sqft (0.428 acres)
Lot Dimensions	165 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	474 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	223 LOCUST CT
City	BLUFFTON
State	OH
Zip	45817-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND SUBDIVISION-PHASE 1 LOT 1253 FF 112.78
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Phase	1
Legal Lot Number	1253
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2024
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	223 LOCUST CT, BLUFFTON, OH 45817-8533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2005 · Amount on Record
Deed Sale	Aug 3, 2005 · Amount on Record
Prior Sale	Apr 2, 2001 · Amount on Record
Deed Document Number	200513513
Deed Book / Page	945 / 246
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	223 LOCUST CT, BLUFFTON, OH 45817-8533
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7150009558
Date	Jul 15, 2021
Book Page	2021/9558
Instrument	202107150009558

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Feb 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	223 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	0000005375
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 LOCUST CT BLUFFTON OH 458178533, BLUFFTON, OH 45817-8533

Mortgage

Document Number	0000005375
Date	May 26, 2020
Instrument	5375

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	223 LOCUST CT, BLUFFTON, OH 45817-8533
Document Number	0000008929
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 LOCUST CT BLUFFTON OH 458178533, BLUFFTON, OH 45817-8533

Mortgage

Document Number	0000008929
Date	Aug 28, 2019
Instrument	8929

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,229.00 (+0.09%)	$97,270 (-) Land $13,620 Building $83,650	$277,900 (-) Land $38,900 Building $239,000
2024	$3,226.00 (-3.01%) Homeowner's exemption	$97,270 (+5.03%) Land $13,620 Building $83,650	$277,900 (+5.03%) Land $38,900 Building $239,000
2023	$3,326.00 (-0.51%) Homeowner's exemption	$92,610 (-) Land $12,950 Building $79,660
2022	$3,343.00 Homeowner's exemption	$92,610 Land $12,950 Building $79,660
2021			$264,600 Land $37,000 Building $227,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Brightspeed, Buckeye Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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