2239 Madison Ave, Covington, KY 41014 Property Records

Kenton County property record for 2239 Madison Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,662 sqft · built 1899
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$720,000 (Mar 2026)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-23-14-008.01`

Property Details

APN / Parcel Number

Primary APN	`055-23-14-008.01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,662 sqft Finished Area
Gross Area	2,796 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Brick
Roof Material	Slate
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2239 MADISON AVE
City	COVINGTON
State	KY
Zip	41014-1283
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE LOT 194 & PT 195
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	194,195
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2002
Census Tract	61100

Owner

Source: Kenton County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	25 TOWN CENTER BLVD, 201, CRESTVIEW HILLS, KY 41017-2417
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Mar 16, 2026	Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF KENTUCKY
Jun 23, 2022	Warranty Deed, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP
Jun 23, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Jun 23, 2022 · Amount on Record
Deed Document Number	202603165266
Deed Book / Page	400 / 861
Transfer Doc	0005900022
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2239 MADISON AVE, COVINGTON, KY 41014-1283
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMERICAN HOMELAND TITLE AGENCY, AMER HOMELAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 ALPINE DR, FORT THOMAS, KY 41075-2402

Mortgage

Document Number	0005900096
Date	Aug 21, 2025
Book Page	KCM 679/359
Instrument	25082105900096

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 16, 2026
Property Address	2239 MADISON AVE, COVINGTON, KY 41014-1283
Document Number	0000005266
Book / Page	400 / 861
Instrument Date	Mar 13, 2026
Instrument	26059000005266
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 ALPILE ORIVE, FORT THOMAS, KY 41075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TOWN CENTER BLVD STE 201, 201, CRESTVIEW HILLS, KY 41017-2417

Mortgage

Document Number	0000005267
Date	Mar 16, 2026
Instrument	26059000005267

Lender

Name	FIRST NATIONAL BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 13, 2041

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 23, 2022
Property Address	2239 MADISON AVE, COVINGTON, KY 41014-1283
Document Number	0005900023
Book / Page	172 / 952
Map Reference	CASE 660
Instrument Date	Jun 20, 2022
Instrument	22062305900023
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5100 PETERSBURG RD, 5100, PETERSBURG, KY 41080-9349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 MADISON AVE, COVINGTON, KY 41014-1283

Mortgage

Document Number	0005900024
Date	Jun 23, 2022
Book Page	382/602
Instrument	22062305900024

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jun 23, 2022
Property Address	2239 MADISON AVE, COVINGTON, KY 41014-1283
Document Number	0005900022
Book / Page	172 / 949
Map Reference	CASE 660
Instrument Date	May 16, 2022
Instrument	22062305900022
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1695 WILDERNESS RIDGE RD, 1695, MILFORD, OH 45150-5529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5100 PETERSBURG RD, PETERSBURG, KY 41080-9349

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (-0.53%)	$285,000 (-) Land $5,000 Building $280,000	$285,000 (-) Land $5,000 Building $280,000
2023	$3,796.00	$285,000 Land $5,000 Building $280,000	$285,000 Land $5,000 Building $280,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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