Montgomery County property record for 2304 Pondview Dr, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,039 sqft · built 1968 |
| Lot Size | 0.305 acres (13,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Aug 2019) |
| Tax Bill | $5,184 (2024) |
| Deeds & Mortgages | Jul 2021 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 03609 0011 |
| Primary APN | N64 03609 0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 1,987 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,299 sqft (0.305 acres) |
| Lot Dimensions | 140 ft deep x 95 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 99 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2304 PONDVIEW DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 945 OAK CREEK 4-3 |
| Legal Subdivision | OAK CREEK 4-3 |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21900 |
Source: Montgomery County records · APN N64 03609 0011
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2304 PONDVIEW DR, DAYTON, OH 45440-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC |
| Dec 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU |
| Aug 02, 2019 | Warranty Deed, Transfer · Conventional with PMI WRIGHT-PATT CU |
| Aug 27, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2019 · Amount on Record |
| Deed Sale | Aug 02, 2019 · Amount on Record |
| Prior Sale | Aug 27, 2018 |
| Deed Document Number | 2019-00040953 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2304 PONDVIEW DR, DAYTON, OH 45440-2321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052416 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-00052416 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 25, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 2304 PONDVIEW DR, DAYTON, OH 45440-2321 |
| Document Number | 0000074549 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2304 PONDVIEW DR KETTERING OH 454402321, KETTERING, OH 45440-2321 |
| Document Number | 0000074549 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 74549 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 08, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 02, 2019 |
| Property Address | 2304 PONDVIEW DR, DAYTON, OH 45440-2321 |
| Document Number | 0000040953 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 40953 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2019 |
| Title Company | HALLMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2304 PONDVIEW DR KETTERING OH 454402321, KETTERING, OH 45440-2321 |
| Document Number | 40954 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 40954 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 27, 2018 |
| Property Address | 2304 PONDVIEW DR, DAYTON, OH 45440-2321 |
| Document Number | 0000050147 |
| Instrument Date | Aug 07, 2018 |
| Instrument | 50147 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2304 PONDVIEW DR KETTERING OH 454402321, KETTERING, OH 45440-2321 |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,810 (+0.08%) Land $16,810 Building $63,000 | ||
| 2024 | $5,184.00 (+2.73%) | ||
| 2023 | $5,046.00 (+2.73%) | $79,750 (+29.82%) Land $16,810 Building $62,940 | $228,030 (+29.92%) Land $48,020 Building $180,010 |
| 2022 | $4,912.00 | $61,430 Land $12,930 Building $48,500 | |
| 2020 | $175,510 Land $36,940 Building $138,570 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 220 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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