Montgomery County property record for 2321 Pondview Dr, Dayton, OH 45440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,086 sqft · built 1967 |
| Lot Size | 0.335 acres (14,584 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $394,000 (Jun 2026) |
| Tax Bill | $6,024 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-03611-0004 |
| Primary APN | N64-03611-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,086 sqft Living Area |
| Gross Area | 3,546 sqft |
| 1st Floor Area | 2,011 sqft |
| Basement Area | 891 sqft |
| Finished Basement | 891 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 14,584 sqft (0.335 acres) |
| Lot Dimensions | 143 ft deep x 102 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 99 sqft |
| Patio Area | 99 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2321 PONDVIEW DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45440-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 928 OAK CREEK 4-3 |
| Legal Subdivision | OAK CREEK 4-3 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21900 |
Source: Montgomery County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2321 PONDVIEW DR, DAYTON, OH 45440-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · VA Mortgage UNION SAVINGS BANK |
| Jun 19, 2026 | Fiduciary Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2026 · Amount on Record |
| Deed Sale | Jun 19, 2026 · Amount on Record |
| Deed Document Number | 202635510 |
| Prior Transfer Date | May 29, 2014 |
| Prior Transfer Doc | 0000030878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 15, 2026 |
| Property Address | 2321 PONDVIEW DR, DAYTON, OH 45440-2320 |
| Document Number | 0000035511 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202635511 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000035511, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202635511 |
| Name | UNION SAVINGS BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 19, 2026 |
| Property Address | 2321 PONDVIEW DR, DAYTON, OH 45440-2320 |
| Document Number | 0000035510 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202635510 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $119,382.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2321 PONDVIEW DR, DAYTON, OH 45440-2320 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,024.00 (-0.54%) | $100,250 (-) Land $17,660 Building $82,590 | $286,440 (-) Land $50,460 Building $235,980 |
| 2024 | $6,057.00 (+2.12%) | ||
| 2023 | $5,931.00 (+4.68%) | $100,250 (+29.81%) Land $17,660 Building $82,590 | $286,440 (+29.82%) Land $50,460 Building $235,980 |
| 2022 | $5,666.00 | $77,230 Land $13,590 Building $63,640 | |
| 2020 | $220,640 Land $38,820 Building $181,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Dec 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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