23 Pine Dr, Homosassa, FL 34446 Property Records

Citrus County property record for 23 Pine Dr, Homosassa, FL 34446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,231 sqft · built 1982
Lot Size	0.299 acres (13,010 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Nov 2017)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18E-20S-13-0010-01150-0390`

Property Details

APN / Parcel Number

Primary APN	`18E-20S-13-0010-01150-0390`
Alternative APNs	`1320S18E0010011500390` `1560730`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,231 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	1,691 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	13,010 sqft (0.299 acres)
Lot Dimensions	120 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	6 Parking Spaces
Porch	Screened Aluminum Porch
Porch Area	59 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1560730
Street Address	23 PINE DR
City	HOMOSASSA
State	FL
Zip	34446-4620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	SUGARMILL WOODS CYPRESS VLG PB 9 PG 86 LOT 39 BLK 115
Legal Range	18E
Legal Township	20S
Legal Section	19
Legal Subdivision	SUGARMILL WOODS (CYPRESS VILLA
Legal Block	115
Legal Lot Number	39
Jurisdiction	CITRUS FL
Township / Civil Division	CRYSTAL RIVER
Census Block Group	3
Census Block	3006
Census Tract	451606

Owner

Source: Citrus County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4829 S NEWSTEAD RD, AKRON, NY 14001-9531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Sep 17, 2020	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC
Dec 18, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Nov 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	201752350
Deed Book / Page	2864 / 616
Prior Transfer Date	May 15, 2017
Prior Transfer Doc	0028640616
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Recording Date	Jul 2, 2026
Property Address	23 PINE DR, HOMOSASSA, FL 34446-4620
Document Number	0000039432
Book / Page	3685 / 1147
Instrument Date	Jun 26, 2026
Instrument	202639432
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PINE DR, HOMOSASSA, FL 34446-4620

Mortgage

Document Number	0000039432,
Date	Jul 2, 2026
Book Page	3685/1147
Instrument	202639432

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2056

Interest

Rate	6.53%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 17, 2020
Property Address	23 PINE DR, HOMOSASSA, FL 34446-4620
Document Number	0030912411
Book / Page	3091 / 2411
Map Reference	MB 9 PG 97A
Instrument Date	Sep 11, 2020
Instrument	2020049192
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 PINE DR, 23, HOMOSASSA, FL 34446-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 PINE DR, HOMOSASSA, FL 34446-4620

Mortgage

Document Number	30912413
Date	Sep 17, 2020
Instrument	3091/2413

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	23 PINE DR, HOMOSASSA, FL 34446-4620
Document Number	0030270654
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23 PINE DR HOMOSASSA FL 344464620, HOMOSASSA, FL 34446-4620

Mortgage

Document Number	0030270654
Date	Dec 26, 2019
Book Page	003027/000654
Instrument	66914

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 16, 2017
Property Address	23 PINE DR, HOMOSASSA, FL 34446-4620
Document Number	0028640616
Book / Page	002864 / 000616
Instrument Date	May 15, 2017
Instrument	52350
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount Recorded
Tax	$504.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	23 PINE DR HOMOSASSA FL 344464620, HOMOSASSA, FL 34446-4620

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,113.00 (+6.72%)	$264,756 (-0.71%) Land $20,870 Building $243,886	$264,756 (-0.71%) Land $20,870 Building $243,886
2024	$3,854.00 (+5.01%)	$266,654 (+1.21%) Land $17,000 Building $249,654	$266,654 (+1.21%) Land $17,000 Building $249,654
2023	$3,670.00 (+15.85%)	$263,470 (+16.55%) Land $15,500 Building $247,970	$263,470 (+16.55%) Land $15,500 Building $247,970
2022	$3,168.00	$226,062 Land $10,500 Building $215,562	$226,062 Land $10,500 Building $215,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGARMILL WOODS S/D public/private · serves 13,935 people · EPA ID FL6091735
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Dr

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