Hampden County and Westfield City property record for 23 Mill St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,460 sqft · built 1865 |
| Lot Size | 0.567 acres (24,719 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,364 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:35 L:109 |
| Primary APN | WFLD M:35 L:109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Living Area |
| Gross Area | 4,488 sqft |
| Basement Area | 1,206 sqft |
| Unfinished Basement | 1,206 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,719 sqft (0.567 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 23 MILL ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 109 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 812901 |
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 6 OAKRIDGE AVE, NATICK, MA 01760-2910 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Aug 27, 2026 | Warranty Deed, Transfer |
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Aug 27, 2026 |
| Property Address | 23 MILL ST, WESTFIELD, MA 01085-4250 |
| Document Number | 0000041373 |
| Book / Page | 26482 / 476 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202641373 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 OAKRIDGE AVE, NATICK, MA 01760-2910 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 23 MILL ST, WESTFIELD, MA 01085-4250 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23854-137 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 23854/137 |
| Instrument | 29304 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 23 MILL ST, WESTFIELD, MA 01085-4250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22909-410 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 22909/410 |
| Instrument | 60935 |
| Name | WESTFIELD BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,364.00 (+5.8%) | $359,300 (+7.57%) Land $123,100 Building $236,200 | $360,983 (-14.15%) |
| 2025 | $5,070.00 (+8.1%) | $334,000 (+20.93%) Land $119,400 Building $214,600 | $420,470 (+3.7%) |
| 2024 | $405,460 | ||
| 2023 | $4,690.00 | $276,200 Land $103,600 Building $172,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 28 units insured incl. 28 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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