Hampden County and Westfield City property record for 27 Mill St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,769 sqft · built 1915 |
| Lot Size | 0.177 acres (7,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $117,900 (Jul 1999) |
| Tax Bill | $5,258 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:35 L:112 |
| Primary APN | WFLD M:35 L:112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,769 sqft Living Area |
| Gross Area | 3,865 sqft |
| Basement Area | 998 sqft |
| Unfinished Basement | 998 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,696 sqft (0.177 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 27 MILL ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 112 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 812901 |
27 Mill St is owned and occupied by two individuals who bought it in July 1999.
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 MILL ST, WESTFIELD, MA 01085-4251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Jul 26, 2017 | Deed of Trust, Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1999 · Amount on File |
| Deed Sale | Jul 30, 1999 · Amount on File |
| Deed Book / Page | 10870 / 440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 27 MILL ST, WESTFIELD, MA 01085-4251 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24159-523 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 24159/523 |
| Instrument | 69732 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 27 MILL ST, WESTFIELD, MA 01085-4251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21781-78 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 21781/78 |
| Instrument | 42203 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 27 Mill St was $5,258, up 12.1% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,258.00 (+12.09%) | $352,200 (+13.98%) Land $115,400 Building $236,800 | $328,507 (-9.36%) |
| 2025 | $4,691.00 | $309,000 Land $112,100 Building $196,900 | $362,425 (+4.75%) |
| 2024 | $345,990 | ||
| 2023 | $4,335.00 | $255,300 Land $97,000 Building $158,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 28 units insured incl. 28 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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