Hampden County and Westfield City property record for 15 Mill St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,906 sqft · built 1930 |
| Lot Size | 0.489 acres (21,310 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,632 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:35 L:105 |
| Primary APN | WFLD M:35 L:105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Living Area |
| Gross Area | 4,052 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,310 sqft (0.489 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 MILL ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Subdivision | PLAN 18007-B |
| Legal Lot Number | 105 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 812901 |
15 Mill St is owned and occupied by an individual.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MILL ST, WESTFIELD, MA 01085-4250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EASTHAMPTON SAVINGS BANK |
| Jul 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage EASTHAMPTON SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 15 MILL ST, WESTFIELD, MA 01085-4250 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000228661 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 228661 |
| Name | EASTHAMPTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 15 MILL ST, WESTFIELD, MA 01085-4250 |
| Document Number | 0000215401 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 15 MILL ST WESTFIELD MA 010854250, WESTFIELD, MA 01085-4250 |
| Document Number | 0000215401 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 215401 |
| Name | EASTHAMPTON SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2048 |
The 2026 property tax bill for 15 Mill St was $5,632, up 10.8% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,632.00 (+10.84%) | $377,200 (+12.7%) Land $121,500 Building $255,700 | $344,563 (-7.26%) |
| 2025 | $5,081.00 | $334,700 Land $118,100 Building $216,600 | $371,545 (+3.71%) |
| 2024 | $358,245 | ||
| 2023 | $4,883.00 | $287,600 Land $102,300 Building $185,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 28 units insured incl. 28 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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