26 Mill St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 26 Mill St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,690 sqft · built 1903
Lot Size	0.26 acres (11,343 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2019)
Tax Bill	$5,968 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:36 L:54`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:36 L:54`
Alternative APN	`M:329036 B:00054 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,690 sqft Living Area
Gross Area	4,308 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	11,343 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	26 MILL ST
City	WESTFIELD
State	MA
Zip	01085-4255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	54
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1016
Census Tract	812701

Owner

26 Mill St is owned and occupied by an individual who bought it in August 2019.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	26 MILL ST, WESTFIELD, MA 01085-4255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Document Number	201945696
Deed Book / Page	22803 / 165
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	22803-165
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 14, 2019
Property Address	26 MILL ST, WESTFIELD, MA 01085-4255
Document Number	22803-165
Book / Page	022803 / 000165
Instrument Date	Aug 12, 2019
Instrument	45696
Transaction Type	Transfer
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.75
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 MILL ST WESTFIELD MA 010854255, WESTFIELD, MA 01085-4255

Mortgage

Document Number	22803-167
Date	Aug 14, 2019
Book Page	022803/000167
Instrument	45697

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 26 Mill St was $5,968, up 9% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,968.00 (+9.02%)	$399,700 (+10.84%) Land $117,100 Building $282,600	$354,178 (-10.92%)
2025	$5,474.00	$360,600 Land $113,700 Building $246,900	$397,575 (+8.17%)
2024			$367,555
2023	$5,233.00	$308,200 Land $98,300 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Mill St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Mill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20