Hampden County and Westfield City property record for 18 Mill St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,346 sqft · built 1920 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,500 (May 2025) |
| Tax Bill | $5,938 (2026) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Oct 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WFLD M:35 L:139 |
| Primary APN | WFLD M:35 L:139 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,346 sqft Living Area |
| Gross Area | 5,520 sqft |
| Basement Area | 1,195 sqft |
| Unfinished Basement | 1,195 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 15,000 sqft (0.344 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 18 MILL ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Subdivision | TABOR XING |
| Legal Lot Number | 139 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 812701 |
Source: Hampden County and Westfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18 MILL ST, WESTFIELD, MA 01085-4237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| May 19, 2025 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 17, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAN EAGLE FCU |
| Feb 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2025 · Amount on Record |
| Deed Sale | May 19, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2020 · Amount on Record |
| Deed Book / Page | 25868 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | May 19, 2025 |
| Property Address | 18 MILL ST, WESTFIELD, MA 01085-4237 |
| Document Number | 025868-487 |
| Book / Page | 25868 / 487 |
| Instrument Date | May 19, 2025 |
| Instrument | 22047 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 MILL ST, WESTFIELD, MA 01085-4237 |
| Document Number | 0000022048 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 22048 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 18 MILL ST, WESTFIELD, MA 01085-4237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22405-17 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 22405/17 |
| Instrument | 62117 |
| Name | AMERICAN EAGLE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 26, 2020 |
| Property Address | 18 MILL ST, WESTFIELD, MA 01085-4237 |
| Document Number | 23101-371 |
| Book / Page | 023101 / 000371 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 10410 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,282.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 81 S MAPLE ST #20 WESTFIELD MA 010854373, 20, WESTFIELD, MA 01085-4373 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Aug 10, 2018 |
| Property Address | 18 MILL ST, WESTFIELD, MA 01085-4237 |
| Document Number | 22309-78 |
| Book / Page | 022309 / 000078 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 47505 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 MILL ST WESTFIELD MA 010854237, WESTFIELD, MA 01085-4237 |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,938.00 (+12.68%) | $397,700 (+14.54%) Land $118,700 Building $279,000 | $358,017 (+10.03%) |
| 2025 | $5,270.00 (+8.21%) | $347,200 (+21.06%) Land $115,400 Building $231,800 | $325,375 (-16.81%) |
| 2024 | $391,115 | ||
| 2023 | $4,870.00 | $286,800 Land $99,900 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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