Monroe County property record for 23 Exuma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,314 sqft · built 1963 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Oct 1988) |
| Tax Bill | $13,981 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00570260-000000 |
| Primary APN | 00570260-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,314 sqft Living Area |
| Gross Area | 3,634 sqft |
| 1st Floor Area | 2,774 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 15,000 sqft (0.344 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Pool Area | 224 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,830 sqft |
| Deck Area | 400 sqft |
| Patio Area | 3,600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1703541 |
|---|---|
| Street Address | 23 EXUMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 9 LT 12 OCEAN REEF PLAT 1 AMD KEY LARGO PB5-72 OR450-580/581 OR825-1620D/C OR1069-2457 OR1069-2457 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 9 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 972700 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 633 S ANDREWS AVE, 403, FORT LAUDERDALE, FL 33301-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1988 · Amount on Record |
| Deed Sale | Oct 1, 1988 · Amount on Record |
| Prior Sale | Feb 1, 1970 · Amount on Record |
| Deed Book / Page | 1069 / 2457 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,981.00 (+3.76%) Homeowner's exemption | $2,029,962 (+5.99%) | $10,062,777 (+19.01%) Land $9,393,600 Building $669,177 |
| 2024 | $13,475.00 (+2.45%) | ||
| 2023 | $13,153.00 (+4.74%) Homeowner's exemption | $1,915,295 (+3%) | $8,455,294 (+38.87%) Land $7,811,520 Building $643,774 |
| 2022 | $12,558.00 Homeowner's exemption | $1,859,510 | $6,088,611 Land $5,438,400 Building $650,211 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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