Monroe County property record for 14 Exuma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,058 sqft · built 2004 |
| Lot Size | 0.292 acres (12,743 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $2,300,000 (May 2006) |
| Tax Bill | $22,308 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00569970-000000 |
| Primary APN | 00569970-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| 1st Floor Area | 2,058 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 12,743 sqft (0.292 acres) |
| Garage Area | 90 sqft |
| Porch | Enclosed Porch |
| Porch Area | 1,086 sqft |
| Patio Area | 683 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1703257 |
|---|---|
| Street Address | 14 EXUMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 4 OCEAN REEF PLAT #1 AMD KEY LARGO PB5-72 OR448-592/93 OR466-448/49 OR783-299 OR885-2013 OR888-2016 OR908-2470 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 972700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 8044 MONTGOMERY RD STE 480, 480, CINCINNATI, OH 45236-2925 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2006 · Amount on Record |
| Deed Sale | May 8, 2006 · Amount on Record |
| Prior Sale | Nov 4, 2002 · Amount on Record |
| Deed Document Number | 1580114 |
| Deed Book / Page | 2206 / 2244 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,131,738 (+20.15%) Land $3,210,064 Building $921,674 | $4,131,738 (+20.15%) Land $3,210,064 Building $921,674 | |
| 2024 | $22,308.00 (+16.24%) | ||
| 2023 | $19,192.00 (+11.67%) | $3,438,748 (+11.5%) Land $2,604,392 Building $834,356 | $3,438,748 (+11.5%) Land $2,604,392 Building $834,356 |
| 2022 | $17,187.00 | $3,083,961 Land $2,240,988 Building $842,973 | $3,083,961 Land $2,240,988 Building $842,973 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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