Monroe County property record for 12 Exuma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,092 sqft · built 1962 |
| Lot Size | 0.309 acres (13,477 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600,000 (May 2016) |
| Tax Bill | $21,491 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00569980-000000 |
| Primary APN | 00569980-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 2,092 sqft |
| Interior Walls | Wood |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 13,477 sqft (0.309 acres) |
| Garage Area | 210 sqft |
| Pool Area | 600 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 1,261 sqft |
| Deck Area | 96 sqft |
| Patio Area | 1,516 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1703265 |
|---|---|
| Old Parcel Number | 07594100569980000000 |
| Street Address | 12 EXUMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 5 OCEAN REEF PLAT 1 AMD KEY LARGO PB5-72 OR476-522/23 OR821-2211 OR2299-149/150 OR2313-139/40 OR2605-83/84 |
| Legal Range | 41E |
| Legal Township | 59S |
| Legal Section | 07 |
| Legal Subdivision | OCEAN REEF NO 1 AMD |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 972700 |
Source: Monroe County records · APN 00569980-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5833 DEEPWATER DR, OXFORD, MD 21654-1512 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2016 · Amount on Record |
| Deed Sale | May 05, 2016 · Amount on Record |
| Prior Sale | Dec 20, 2012 · Amount on Record |
| Deed Document Number | 2074471 |
| Deed Book / Page | 2795 / 0803 |
| Record Updated | Jun 08, 2026 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,806,052 (+24.24%) Land $3,251,667 Building $554,385 | $3,806,052 (+24.24%) Land $3,251,667 Building $554,385 | |
| 2024 | $21,491.00 (+17.88%) | ||
| 2023 | $18,232.00 (+12.7%) | $3,063,511 (+13.21%) Land $2,638,145 Building $425,366 | $3,063,511 (+13.21%) Land $2,638,145 Building $425,366 |
| 2022 | $16,177.00 | $2,706,053 Land $2,270,031 Building $436,022 | $2,706,053 Land $2,270,031 Building $436,022 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 100 locations within half a mile of this property.
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