11 Exuma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 11 Exuma Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,041 sqft · built 1995
Lot Size0.325 acres (14,163 sqft)
Owner2 Individual Names on File
Last Sale$1,350,000 (Dec 1998)
Tax Bill$16,905 (2024)
Flood ZoneZone AE (high risk)
APN00570160-000000

Property Details

APN / Parcel Number

Primary APN00570160-000000
Alternative APNs
  • 07594100570160000000
  • 1703443

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,041 sqft Living Area
1st Floor Area3,041 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeConcrete
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area14,163 sqft (0.325 acres)
Garage TypeMixed
Garage Area1,616 sqft
CarportCarport
Carport Area230 sqft
PorchEnclosed Porch
Porch Area4,154 sqft
Patio Area2,692 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1703443
Old Parcel Number07594100570160000000
Street Address11 EXUMA RD
CityKEY LARGO
StateFL
Zip33037-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOCEAN REEF PLAT 1 AMD KEY LARGO PB5-72 PT LOT 6 BLK 9 OR441-343/344 OR822-2436 OR1553-1340AFF OR1553-1341/43
Legal Range41E
Legal Township59S
Legal Section07
Legal SubdivisionOCEAN REEF NO 1 AMD
Legal Block9
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group3
Census Block3054
Census Tract972700

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11 EXUMA RD, KEY LARGO, FL 33037-5215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 30, 1998 · Amount on Record
Deed SaleDec 30, 1998 · Amount on Record
Deed Document Number0155301341
Deed Book / Page01553 / 01341
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,557,856 (+5.99%)$8,325,830 (+22.49%) Land $6,996,522 Building $1,329,308
2024$16,905.00 (+2.31%)
2023$16,524.00 (+4.74%) Homeowner's exemption$2,413,368 (+3%)$6,797,421 (+34.88%) Land $5,818,160 Building $979,261
2022$15,776.00 Homeowner's exemption$2,343,076$5,039,696 Land $4,050,618 Building $989,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 838 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies1,585 units insured
incl. 747 condo units
Nearby Flood Claims78 (2005–2023)
Claims Outside the SFHA1 of 78
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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