19 Exuma Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 19 Exuma Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,365 sqft · built 1965
Lot Size	0.344 acres (15,001 sqft)
Owner	Individual Name on Record
Last Sale	$5,000,000 (Oct 2017)
Tax Bill	$44,513 (2024)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00570240-000000`

Property Details

APN / Parcel Number

Primary APN	`00570240-000000`
Alternative APNs	`07594100570240000000` `1703524`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,365 sqft Living Area
1st Floor Area	1,538 sqft

Exterior

Year Built	Built 1965
Exterior Material	Other
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Tile
Lot Area	15,001 sqft (0.344 acres)
Garage Area	286 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	1,812 sqft
Patio Area	1,181 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1703524
Old Parcel Number	07594100570240000000
Street Address	19 EXUMA RD
City	KEY LARGO
State	FL
Zip	33037-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 9 LT 10 OCEAN REEF PLAT NO 1 AMD KEY LARGO OR516-214 OR1089-1987/88 OR1423-1695/97 OR2207-864/66 OR2436-2457/59
Legal Range	41E
Legal Township	59S
Legal Section	07
Legal Subdivision	OCEAN REEF NO 1 AMD
Legal Block	9
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3054
Census Tract	972700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6755 ALBERLY LN, CINCINNATI, OH 45243-2849
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Oct 22, 2009 · Amount on Record
Deed Document Number	2138928
Deed Book / Page	2873 / 2159
Record Updated	Jun 8, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 5, 2017
Property Address	19 EXUMA RD, KEY LARGO, FL 33037-5215
Document Number	0028732159
Book / Page	2873 / 2159
Map Reference	MB5 PG72
Instrument Date	Sep 29, 2017
Instrument	2138928
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6755 ALBERLY LN, CINCINNATI, OH 45243-2849

Mortgage

Document Number	0002138929
Date	Oct 5, 2017
Instrument	2138929

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,546,853 (+3.35%) Land $9,480,647 Building $66,206	$9,546,853 (+3.35%) Land $9,480,647 Building $66,206
2024	$44,513.00 (+2.79%)
2023	$43,303.00 (+25.08%)	$9,237,808 (+35.28%) Land $7,883,907 Building $1,353,901	$9,237,808 (+35.28%) Land $7,883,907 Building $1,353,901
2022	$34,619.00	$6,828,649 Land $5,488,796 Building $1,339,853	$6,828,649 Land $5,488,796 Building $1,339,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 838 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,585 units insured incl. 747 condo units
Nearby Flood Claims	78 (2005–2023)
Claims Outside the SFHA	1 of 78
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20