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28 Benner Loop, Ruther Glen, VA 22546 Property Records

Caroline County property record for 28 Benner Loop, Ruther Glen, VA 22546

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,209 sqft · built 1994
Lot Size0.494 acres (21,548 sqft)
OwnerIndividual Name on File
Last Sale$292,000 (Apr 2022)
Tax Bill$1,680 (2026)
Deeds & MortgagesApr 2022 Sale & Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51A5-1-240

Property Details

APN / Parcel Number

Primary APN51A5-1-240
Alternative APNs
  • 051A5 1 240
  • 7621

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,209 sqft Living Area
Gross Area3,295 sqft
1st Floor Area1,209 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area21,548 sqft (0.494 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number7621
Street Address28 BENNER LOOP
CityRUTHER GLEN
StateVA
Zip22546-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAKE LAND OR LOT 240
Legal SubdivisionLAKE LAND
Legal Lot Number240
JurisdictionCAROLINE VA
Township / Civil DivisionMADISON
Census Block Group2
Census Block2034
Census Tract30501

Owner

Source: Caroline County assessment roll, APN 51A5-1-240, as of June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28 BENNER LOOP, RUTHER GLEN, VA 22546-1306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed, Transfer · USDA Mortgage
ATLANTIC COAST MORTGAGE
Mar 30, 2018Grant Deed, Transfer
FREEDOM BK/VA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2022 · Amount on Record
Deed SaleApr 07, 2022 · Amount on Record
Prior SaleMar 30, 2018 · Amount on Record
Deed Document Number20221751
Deed Book / Page1494 / 79
Record UpdatedSep 20, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE VA
Recording DateApr 07, 2022
Property Address28 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number0000149479
Book / Page1494 / 79
Map ReferenceMB 188 PG 376
Instrument DateApr 04, 2022
Instrument220001751
Transaction TypeTransfer
Record UpdatedMay 05, 2022
Title CompanyTITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$146.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28 BENNER LOOP, RUTHER GLEN, VA 22546-1306

Mortgage

Document Number0220001752
DateApr 07, 2022
Instrument220001752
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAROLINE VA
Recording DateMar 30, 2018
Property Address28 BENNER LOOP, RUTHER GLEN, VA 22546-1306
Document Number1301870
Book / Page001301 / 000870
Instrument DateMar 28, 2018
Instrument1168
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyMBH SETTLEMENT GROUP LC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address28 BENNER LOOP RUTHER GLEN VA 225461306, RUTHER GLEN, VA 22546-1306

Mortgage

Document Number1301875
DateMar 30, 2018
Book Page001301/000875
Instrument1169
Lender
NameFREEDOM BK/VA
TypeBank
AddressFAIRFAX, VA 22030
Agreement
AmountAmount Recorded
Term360 Months
DueMar 29, 2048

Tax Assessment & Valuation

Source: Caroline County assessment roll as of June 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,680.00 (-99.25%)$289,590 Land $50,000 Building $239,590
2025$222,984.00$289,590 Land $50,000 Building $239,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (51033C), as of June 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510330305012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 74 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA6033450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE LAND`OR
private · serves 4,818 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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