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23 Beach Homes, Captiva, FL 33924 Property Records

Lee County property record for 23 Beach Homes, Captiva, FL 33924 · Last verified May 2026

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 3,256 sqft · built 1974
Lot Size0.051 acres (2,222 sqft)
Owner2 Individual Names on File
Last Sale$2,782,215 (Aug 2021)
Tax Bill$36,704 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2021 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN26-45-21-20-00000.0230

Property Details

APN / Parcel Number

Primary APN26-45-21-20-00000.0230
Alternative APNs
  • 21264520000000230
  • 10004250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,256 sqft Living Area
Gross Area3,795 sqft
1st Floor Area1,620 sqft
Upper Floors Area1,418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1986
Architectural StyleCape Cod
Exterior MaterialWood
Roof TypeGable
Roof MaterialOther
Lot Area2,222 sqft (0.051 acres)
View / LotGulf
PorchSlab
Porch Area340 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10004250
Street Address23 BEACH HOMES
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSOUTH SEAS PLANTATION BEACH HOME LAND CONDO PH I OR 2199 PG 1998 + CPB 4 PG 69 HOME 23
Legal Range21E
Legal Township45S
Legal Section26
Legal SubdivisionSOUTH SEAS PLANTATION BEACH HOME LAND CO
Legal Phase1
Legal Tract20
Legal Block1
Legal Lot Number23
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1047
Census Tract80100

Owner

Source: Lee County records · APN 26-45-21-20-00000.0230

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 BEACH HOMES, CAPTIVA, FL 33924
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Aug 03, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jun 15, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 23, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2021 · Amount on Record
Deed SaleAug 03, 2021 · Amount on Record
Prior SaleJun 27, 1994 · Amount on Record
Deed Document Number2021255351
Prior Transfer DateJun 02, 2021
Prior Transfer Doc0000197788
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address23 BEACH HOMES, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 WALNUT ST, CINCINNATI, OH 45202-3956

Mortgage

Document Number0000049948
DateFeb 14, 2022
Instrument2022000049948
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2037

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateAug 03, 2021
Property Address23 BEACH HOMES, CAPTIVA, FL 33924
Document Number0000255351
Map ReferenceMB 1041 PG 654
Instrument DateJul 26, 2021
Instrument2021000255351
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$19,476.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 CANDLELIGHT CT, TIMONIUM, MD 21093-2808

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23 BEACH HOMES, CAPTIVA, FL 33924

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateJun 15, 2021
Property Address23 BEACH HOMES, CAPTIVA, FL 33924
Document Number0000197788
Map ReferenceMB 1041 PG 654-691
Instrument DateJun 02, 2021
Instrument2021000197788
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address122 PALMERS HILL RD # RD3327, RD3327, STAMFORD, CT 06902-2134

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CANDLELIGHT CT, TIMONIUM, MD 21093-2808

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateApr 23, 2021
Property Address23 BEACH HOMES, CAPTIVA, FL 33924
Document Number0000131726
Instrument DateMar 18, 2021
Instrument2021000131726
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 PALMERS HILL RD UNIT 3327, 3327, STAMFORD, CT 06902-2142

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$36,704.00 (-17.9%)$2,627,278 (-25.94%) Land $2,249,974 Building $377,304$2,627,278 (-25.94%) Land $2,249,974 Building $377,304
2023$44,706.00 (+27.21%)$3,547,722 (+41.78%) Land $2,422,500 Building $1,125,222$3,547,722 (+41.78%) Land $2,422,500 Building $1,125,222
2022$35,143.00$2,502,314 Land $2,314,200 Building $188,114$2,502,314 Land $2,314,200 Building $188,114

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710801001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 774 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
83 under condo master policies
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024, other causes
Claims By Storm
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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