22933 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22933 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,574 sqft · built 1993
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$211,900 (Sep 2016)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-26-19-0010-00100-0150`

Property Details

APN / Parcel Number

Primary APN	`31-26-19-0010-00100-0150`
Alternative APNs	`1926310010001000150` `0827001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,574 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Area	500 sqft
Driveway	Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0827001
Old Parcel Number	1926310010001000150
Street Address	22933 STERLING MANOR LOOP
City	LUTZ
State	FL
Zip	33549-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	WILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 15 BLOCK 1 OR 9429 PG 0916
Legal Range	19E
Legal Township	26S
Legal Section	31
Legal Subdivision	WILLOW BEND
Legal Tract	10
Legal Block	1
Legal Lot Number	15
Legal Unit	A-1
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1016
Census Tract	32013

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	22933 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2016 · Amount on Record
Deed Sale	Sep 16, 2016 · Amount on Record
Deed Document Number	2016147159
Deed Book / Page	9429 / 0916
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	22933 STERLING MANOR LOOP, LUTZ, FL 33549-4146
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22933 STERLING MANOR LOOP, LUTZ, FL 33549-4146

Mortgage

Document Number	0103890124
Date	Jul 12, 2021
Book Page	10389/124
Instrument	2021143224

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (+6.62%) Homeowner's exemption	$214,610 (+5.98%) Land $82,437 Building $132,173	$350,260 (+3.69%) Land $82,437 Building $267,823
2023	$2,978.00 (+11.33%) Additional exemption filed	$202,500 (+3%) Land $66,237 Building $136,263	$337,787 (+13.3%) Land $66,237 Building $271,550
2022	$2,675.00 Homeowner's exemption	$196,610 Land $55,437 Building $141,173	$298,140 Land $55,437 Building $242,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	18 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20