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22873 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22873 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,114 sqft · built 1991
Lot Size0.299 acres (13,014 sqft)
OwnerIndividual Name on Record
Last Sale$485,900 (Jun 2022)
Tax Bill$6,729 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-26-19-0010-00100-0050

Property Details

APN / Parcel Number

Primary APN31-26-19-0010-00100-0050
Alternative APNs
  • 1926310010001000050
  • 0826904

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,114 sqft Living Area
Gross Area2,620 sqft
1st Floor Area1,762 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,014 sqft (0.299 acres)
Garage TypeAttached
Garage Area506 sqft
DrivewayConcrete Driveway
Driveway Area730 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area401 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address22873 STERLING MANOR LOOP
CityLUTZ
StateFL
Zip33549-4107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionWILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 5 BLOCK 1
Legal Range19E
Legal Township26S
Legal Section31
Legal SubdivisionWILLOW BEND
Legal Tract10
Legal Block1
Legal Lot Number5
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1016
Census Tract32013

Owner

Source: Pasco County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address51 WINDING WOOD DR, 8B, SAYREVILLE, NJ 08872-2012
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2022 · Amount on Record
Deed SaleJun 13, 2022 · Amount on Record
Prior SaleJul 2, 1998 · Amount on Record
Deed Document Number2022131590
Deed Book / Page10633 / 3705
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJun 13, 2022
Property Address22873 STERLING MANOR LOOP, LUTZ, FL 33549-4107
Document Number0106333705
Book / Page10633 / 3705
Map ReferenceMB 28 PG 97
Instrument DateJun 6, 2022
Instrument2022131590
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyAWS TITLE SERVICES LLC, WEISS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,401.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3728 PARKER HARRISON WAY, 3728, KNOXVILLE, TN 37924-1683

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 WINDING WOOD DR APT 8B, 8B, SAYREVILLE, NJ 08872-2012

Mortgage

Document Number0106333707
DateJun 13, 2022
Instrument10633/3707
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,374 (-0.12%) Land $84,295 Building $300,079$384,374 (-0.12%) Land $84,295 Building $300,079
2025$6,729.00 (+2.84%)$384,820 (+3.06%) Land $84,295 Building $300,525$384,820 (+3.06%) Land $84,295 Building $300,525
2023$6,543.00 (+194.86%)$373,384 (+122.85%) Land $68,245 Building $305,139$373,384 (+13.03%) Land $68,245 Building $305,139
2022$2,219.00$167,550 Land $57,520 Building $110,030$330,331 Land $57,520 Building $272,811

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims18 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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