2289 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2289 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,487 sqft Heated Area
Lot Size	81,893 sqft (1.88 acres)
Occupancy	Owner Occupied
Last Sale	$415,000 (2023)
Tax Bill	$5,177.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102991`
Alternative APN	`182632259700010665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,487 sqft Heated Area
Gross Area	1,760 sqft Gross Area
1st Floor	1,487 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	81,893 sqft (1.88 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	238 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	248 sqft Shed
Patio Area	80 sqft Patio
Porch	Finished/Screened Porch
Porch Area	235 sqft Porch
Pole Structure	168 sqft Pole Structure

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	102991
Street Address	2289 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PGS 278-280 S 185.88 FT OF LOT 66
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UN 1
Legal Tract	2597
Legal Block	1
Legal Lot Number	66
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43801

Owner

Source: Osceola County records · APN 102991

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2289 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Jul 10, 2001
Deed Doc Number	0064312029
Deed Book / Page	6431 / 2029
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 27, 2023
Property Address	2289 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Document Number	0064312029
Book / Page	6431 / 2029
Map Reference	MB 2 PG 278-280
Instrument Date	Jun 27, 2023
Instrument	2023083129
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded Values by County
Additional	Notice of Foreclosure Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 TANNERS BRIDGE RD, BETHLEHEM, GA 30620-3304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2239 ELDORADO CT, SAINT CLOUD, FL 34771-9565

Mortgage

Document Number	0064312030
Date	Jun 27, 2023
Instrument	6431/2030

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,177.00 (+157.69%) Homeowner's exemption	$363,100 (+160.28%) Land $110,000 Building $253,100	$363,100 (+26.47%) Land $110,000 Building $253,100
2023	$2,009.00 (+5.29%) Homeowner's exemption	$139,506 (+3%)	$287,100 (+13.66%) Land $85,000 Building $202,100
2022	$1,908.00 Homeowner's exemption	$135,443	$252,600 Land $80,000 Building $172,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.