Osceola County property record for 2284 Eldorado Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,681 sqft Heated Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $205,000 (2016) |
| Tax Bill | $7,935.00 (2025) |
| Primary APN | 102937 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,681 sqft Heated Area |
| Gross Area | 5,272 sqft Gross Area |
| 1st Floor | 3,046 sqft 1st Floor |
| Upper Floors | 635 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 787 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 646 sqft Pool |
| Fence | Fence |
| Deck Area | 1,850 sqft Deck |
| Porch | Open Porch |
| Porch Area | 804 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 102937 |
|---|---|
| Street Address | 2284 ELDORADO CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9564 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 20 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 1 |
| Legal Tract | 2597 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 43801 |
Source: Osceola County records · APN 102937
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2284 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP |
| Mar 15, 2017 | Deed of Trust, Mortgage FAIRWINDS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2016 · Amount on Record |
| Deed Sale | Sep 12, 2016 · Amount on Record |
| Prior Sale | Jan 04, 2016 · Amount on Record |
| Deed Doc Number | 0050301129 |
| Deed Book / Page | 5030 / 1129 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2284 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2284 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Document Number | 0061100805 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 6110/805 |
| Instrument | 2021194813 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2284 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057142691 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 5714/2691 |
| Instrument | 2020057750 |
| Name | GUARANTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2284 ELDORADO CT, SAINT CLOUD, FL 34771-9564 |
| Document Number | 0051182683 |
| Book / Page | 005118 / 002683 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2017 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3435 WESTSHORE DR ST CLOUD FL 347727552, ST CLOUD, FL 34772-7552 |
| Document Number | 0051182683 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 005118/002683 |
| Instrument | 42197 |
| Name | FAIRWINDS FCU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32801 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 19, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,935.00 (+6.25%) Homeowner's exemption | $562,164 (+5.99%) | $957,000 (+17.55%) Land $110,000 Building $847,000 |
| 2023 | $7,468.00 (+3.55%) Homeowner's exemption | $530,409 (+3%) | $814,100 (+14.44%) Land $136,000 Building $678,100 |
| 2022 | $7,212.00 Homeowner's exemption | $514,961 | $711,400 Land $128,000 Building $583,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 87% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 119 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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