Osceola County property record for 2293 Eldorado Ct, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,602 sqft Living Area |
| Lot Size | 108,900 sqft (2.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,285,000 (2025) |
| Tax Bill | $6,093.00 (2025) |
| Primary APN | 18-26-32-2597-0001-0670 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,602 sqft Living Area |
| Gross Area | 4,847 sqft Gross Area |
| 1st Floor | 2,677 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Carport Garage |
| Garage Area | 529 sqft Garage |
| Carport | Carport |
| Carport Area | 529 sqft Carport |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 126 sqft Pool |
| Deck Area | 902 sqft Deck |
| Patio Area | 168 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 2293 ELDORADO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9565 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 N 1/2 OF LOT 67 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 1 |
| Legal Tract | 2597 |
| Legal Block | 670 |
| Legal Lot Number | 67 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2597-0001-0670
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 04, 2021 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 09, 2019 | Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 04, 2025 · Amount on Record |
| Deed Sale | Aug 04, 2025 · Amount on Record |
| Prior Sale | Apr 09, 2019 · Amount on Record |
| Deed Doc Number | 202596499 |
| Deed Book / Page | 6829 / 419 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Document Number | 0069392749 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 6939/2749 |
| Instrument | 2026036479 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Document Number | 0060160205 |
|---|---|
| Date | Aug 04, 2021 |
| Book Page | 6016/205 |
| Instrument | 2021120617 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34771 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 117 Months |
| Due | May 26, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Document Number | 0058390809 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 5839/809 |
| Instrument | 2020160839 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 09, 2019 |
| Property Address | 2293 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Document Number | 0055042213 |
| Book / Page | 5504 / 2213 |
| Map Reference | MB 2 PG 278-280 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019044479 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | INTEGRITY FIRST TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $686.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2637F E ATLANTIC BLVD, 2637F, POMPANO BEACH, FL 33062-4939 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 2019044480 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 2019044480 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 17, 2029 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,093.00 (+4.48%) | $429,215 (+5.99%) | $865,200 (+25.65%) Land $121,000 Building $744,200 |
| 2024 | $5,832.00 (+2.03%) | ||
| 2023 | $5,716.00 (+3.74%) Homeowner's exemption | $404,970 (+3%) | $688,600 (+15.42%) Land $91,800 Building $596,800 |
| 2022 | $5,510.00 Homeowner's exemption | $393,175 | $596,600 Land $86,400 Building $510,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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