Osceola County property record for 2295 Eldorado Ct, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,825 sqft Living Area |
| Lot Size | 109,553 sqft (2.51 acres) |
| Garage | Attached, 864 sqft |
| Last Sale | $875,000 (2026) |
| Tax Bill | $10,106.00 (2024) |
| Primary APN | 18-26-32-2597-0001-0675 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,825 sqft Living Area |
| Gross Area | 4,507 sqft Gross Area |
| 1st Floor | 2,450 sqft 1st Floor |
| Upper Floors | 375 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 109,553 sqft (2.51 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 864 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 24 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 126 sqft Shed |
| Deck Area | 768 sqft Deck |
| Porch Area | 818 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 2295 ELDORADO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9565 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 S 1/2 OF LOT 67 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 1 |
| Legal Tract | 2597 |
| Legal Block | 675 |
| Legal Lot Number | 67 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2597-0001-0675
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 SE INWOOD AVE, PORT SAINT LUCIE, FL 34984-5113 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| May 05, 2026 | Warranty Deed, Transfer · Conventional Mortgage OCMBC INC |
| Jun 27, 2022 | Warranty Deed, Transfer · Line of Credit VICTORY CAPITAL GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2022 · Amount on Record |
| Deed Doc Number | 202659002 |
| Deed Book / Page | 6966 / 922 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 05, 2026 |
| Property Address | 2295 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Document Number | 0000059002 |
| Book / Page | 6966 / 922 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.59002 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618,625.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 316 SE INWOOD AVE, PORT SAINT LUCIE, FL 34984-5113 |
| Document Number | 0000059003, |
|---|---|
| Date | May 05, 2026 |
| Instrument | 2026..59003 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 27, 2022 |
| Property Address | 2295 ELDORADO CT, SAINT CLOUD, FL 34771-9565 |
| Document Number | 0062402412 |
| Book / Page | 6240 / 2412 |
| Map Reference | MB 2 PG 278-280 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022099978 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | PARAGON TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2295 ELDORADO CT, 2295, SAINT CLOUD, FL 34771-9565 |
| Name | Verified Name |
|---|---|
| Address | 2569 RUNYON CIR, ORLANDO, FL 32837-5208 |
| Document Number | 0062402413 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 6240/2413 |
| Name | VICTORY CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Jul 01, 2023 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,782.00 (+6.69%) | $744,500 (+0.22%) Land $121,000 Building $623,500 | $744,500 (+0.22%) Land $121,000 Building $623,500 |
| 2024 | $10,106.00 (+13.77%) | $742,900 (+25.57%) Land $121,000 Building $621,900 | $742,900 (+25.57%) Land $121,000 Building $621,900 |
| 2023 | $8,883.00 (+112.11%) | $591,600 (+98.12%) Land $91,800 Building $499,800 | $591,600 (+15.16%) Land $91,800 Building $499,800 |
| 2022 | $4,188.00 Homeowner's exemption | $298,602 | $513,700 Land $86,400 Building $427,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 125 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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