2281 Eldorado Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2281 Eldorado Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2009
Square Footage	2,054 sqft Living Area
Lot Size	131,986 sqft (3.03 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (2020)
Tax Bill	$4,351.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2597-0001-0640`
Alternative APNs	`263218259700010640` `102986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,054 sqft Living Area
Gross Area	3,108 sqft Gross Area
1st Floor	2,054 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	131,986 sqft (3.03 acres)
Depth X Width	566 ft x 232 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	576 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	397 sqft Pool
Shed	1 Shed
Shed Area	160 sqft Shed
Deck Area	687 sqft Deck
Patio Area	368 sqft Patio
Porch Area	478 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2281 ELDORADO CT
City	SAINT CLOUD
State	FL
Zip	34771-9565
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BAY LAKE RANCH UNIT 1 PB 2 PG 278-280 S 232 FT OF LOT 64
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 1
Legal Tract	2597
Legal Block	640
Legal Lot Number	64
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	1
Census Block	1000
Census Tract	43801

Owner

Source: Osceola County records · APN 18-26-32-2597-0001-0640

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2281 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2020 · Amount on Record
Deed Sale	Apr 02, 2020 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Doc Number	202046017
Deed Book / Page	5702 / 1678
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	0052541023
Record Refreshed	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 23, 2019
Property Address	2281 ELDORADO CT, SAINT CLOUD, FL 34771-9565
Document Number	0055781132
Book / Page	005578 / 001132
Instrument Date	Aug 20, 2019
Instrument	109602
Transaction Type	Transfer
Record Updated	Sep 02, 2019
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Tax	$2,366.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 BOGGY CREEK RD KISSIMMEE FL 347449126, KISSIMMEE, FL 34744-9126

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,564.00 (+4.9%) Homeowner's exemption	$318,852 (+5.99%)	$547,300 (+24.7%) Land $104,500 Building $442,800
2024	$4,351.00 (+2.09%)
2023	$4,262.00 (+4.03%) Homeowner's exemption	$300,841 (+3%)	$438,900 (+13.82%) Land $80,800 Building $358,100
2022	$4,097.00 Homeowner's exemption	$292,079	$385,600 Land $76,000 Building $309,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	About 1 in 104 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.