Flathead County property record for 165 River Ranch Rd, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,500 sqft · built 2024 |
| Lot Size | 4.1 acres (178,944 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,786,456 (Jul 2025) |
| Tax Bill | $5,931 (2026) |
| Deeds & Mortgages | Aug 2023 Construction Loan Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R0749348 |
| Primary APN | R0749348 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,500 sqft Living Area |
| 1st Floor Area | 1,814 sqft |
| 2nd Floor Area | 1,686 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 178,944 sqft (4.1 acres) |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Deck Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 0000010490 |
|---|---|
| Street Address | 165 RIVER RANCH RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERPARK OF WHITEFISH, S24, T31 N, R23 W, LOT 2, ACRES 4.11 |
| Legal Range | 23W |
| Legal Township | 31N |
| Legal Section | 24 |
| Legal Subdivision | RIVERPARK OF WHITEFISH |
| Legal Tract | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 301 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 165 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage FARMERS STATE BANK |
| Jul 20, 2023 | Warranty Deed, Transfer INSURED TITLE, INSURED TITLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Deed Document Number | 202513599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 165 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202300014683 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 202300014683 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 20, 2023 |
| Property Address | 165 RIVER RANCH RD, WHITEFISH, MT 59937-2187 |
| Document Number | 202300010964 |
| Instrument Date | Jul 17, 2023 |
| Instrument | 202300010964 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12384 HERBAUGH RD, BENTONVILLE, AR 72712-4860 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,931.00 (+448.66%) | $1,689,200 (+861.05%) | |
| 2025 | $1,689,200 (+861.05%) Land $319,415 Building $1,369,785 | ||
| 2023 | $1,081.00 | $175,767 | $175,767 Land $175,767 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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