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228 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 228 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1910
Square Footage2,032 sqft Living Area
Lot Size8,048 sqft (0.185 acres)
Last Sale$285,000 (2023)
Tax Bill$38.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:P-22 B:0013 L:0031
Alternative APN
  • GARD M:R22 B:11 L:31

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Building Area2,032 sqft Living Area
Gross Area3,232 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionFlat Roof Construction
Roof MaterialRoll Tar & Gravel Roof
Lot Area8,048 sqft (0.185 acres)

Utilities and HVAC

Heating FuelGas Heating Fuel

Location & Zoning

Street Address228 PINE ST
CityGARDNER
StateMA
Zip01440-2728
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block11
Legal Lot Number31
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1010
Census Tract707200

Owner

Source: Worcester County and Gardner City records · APN M:P-22 B:0013 L:0031

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18 SIMMONS AVE, WORCESTER, MA 01605-2200
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2024Deed of Trust, Mortgage · Stand Alone Refinance
SECURITY FIRST MORTGAGE FUNDING
Nov 16, 2023Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2023 · Amount on Record
Deed SaleNov 16, 2023 · Amount on Record
Prior SaleApr 05, 2002 · Amount on Record
Deed Doc Number202396243
Deed Book / Page69890 / 320
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address228 PINE ST, GARDNER, MA 01440-2728
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070058-179
DateJan 02, 2024
Book Page70058/179
Instrument202400000261
Lender
NameSECURITY FIRST MORTGAGE FUNDING
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionGARDNER MA
Recording DateNov 16, 2023
Property Address228 PINE ST, GARDNER, MA 01440-2728
Document Number069890-320
Book / Page69890 / 320
Instrument DateNov 07, 2023
Instrument96243
Transaction TypeTransfer
Record UpdatedDec 08, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address18 SIMMONS AVE, WORCESTER, MA 01605-2200

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$38.00 (-99.01%)$268,200 (+5.01%) Land $67,400 Building $200,800
2024$3,828.00 (+3.68%)$255,400 (+11.58%) Land $61,300 Building $194,100
2023$3,692.00$228,900 Land $60,400 Building $168,500

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