1. Home
  2. Massachusetts
  3. Worcester County
  4. Gardner
  5. Pine St

242 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 242 Pine St, Gardner, MA 01440 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms9 Beds
Bathrooms3 Baths
Year BuiltBuilt 1910
Square Footage3,048 sqft Living Area
Lot Size9,792 sqft (0.225 acres)
OccupancyOwner Occupied
Last Sale$553,000 (2026)
Tax Bill$49.00 (2025)

Property Details

APN / Parcel Number

Primary APNM:P-22 B:0015 L:0033
Alternative APN
  • GARD M:R22 B:11 L:33

Interior

Bedrooms9 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Building Area3,048 sqft Living Area
Gross Area5,232 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionFlat Roof Construction
Roof MaterialRoll Tar & Gravel Roof
Lot Area9,792 sqft (0.225 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address242 PINE ST
CityGARDNER
StateMA
Zip01440-3195
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal Block11
Legal Lot Number33
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1010
Census Tract707200

Owner

Source: Worcester County and Gardner City records · APN M:P-22 B:0015 L:0033

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address242 PINE ST, GARDNER, MA 01440-3195
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Quit Claim Deed, Transfer · Conventional Mortgage
RMA LENDING LLC
Oct 06, 2023Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
MSA LENDING LLC
Feb 14, 2022Quit Claim Deed, Transfer
Quitclaim Document
Sep 03, 2021Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
AVIDIA BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2026 · Amount on Record
Deed SaleJun 02, 2026 · Amount on Record
Prior SaleOct 06, 2023 · Amount on Record
Deed Doc Number202644119
Deed Book / Page73662 / 104
Prior Transfer DateFeb 07, 2022
Prior Transfer Doc067109-143
Record RefreshedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateJun 02, 2026
Property Address242 PINE ST, GARDNER, MA 01440-3195
Document Number073662-104
Book / Page73662 / 104
Instrument DateJun 01, 2026
Instrument202644119
Transaction TypeTransfer
Record UpdatedJun 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 PINE ST, GARDNER, MA 01440-3195

Mortgage

DateJun 02, 2026
Lender
NameRMA LENDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.3%
Max Rate-1%

October 2023: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateOct 06, 2023
Property Address242 PINE ST, GARDNER, MA 01440-3195
Document Number069732-391
Book / Page69732 / 391
Instrument DateOct 06, 2023
Instrument83623
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 PINE ST, GARDNER, MA 01440-3195

Mortgage

Document Number0000083624
DateOct 06, 2023
Instrument83624
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateFeb 14, 2022
Property Address242 PINE ST, GARDNER, MA 01440-3195
Document Number067109-143
Book / Page67109 / 143
Instrument DateFeb 07, 2022
Instrument17256
Transaction TypeTransfer
Record UpdatedMar 04, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 CHERRY ST, HUDSON, MA 01749-2977

September 2021: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionGARDNER MA
Recording DateSep 03, 2021
Property Address242 PINE ST, GARDNER, MA 01440-3195
Document Number65988-43
Book / Page65988 / 43
Instrument DateSep 03, 2021
Instrument124452
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address90 CHERRY ST, HUDSON, MA 01749-2977

Mortgage

Document Number124453
DateSep 03, 2021
Instrument124453
Lender
NameAVIDIA BANK
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$49.00 (-98.78%)$342,100 (+27.65%) Land $68,400 Building $273,700
2024$4,017.00 (+2.45%)$268,000 (+10.24%) Land $62,200 Building $205,800
2023$3,921.00$243,100 Land $61,300 Building $181,800

Flood & Wildfire

242 Pine St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures