227 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 227 Pine St, Gardner, MA 01440 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,057 sqft · built 1900
Lot Size	0.222 acres (9,665 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Apr 2024)
Tax Bill	$42 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:P-22 B:0053 L:0051`

Property Details

APN / Parcel Number

Primary APN	`M:P-22 B:0053 L:0051`
Alternative APN	`GARD M:R22 B:11 L:51`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,057 sqft Living Area
Gross Area	3,905 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,665 sqft (0.222 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	227 PINE ST
City	GARDNER
State	MA
Zip	01440-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	51
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3005
Census Tract	707300

Owner

Source: Worcester County and Gardner City records · APN M:P-22 B:0053 L:0051

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	227 PINE ST, GARDNER, MA 01440-2727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Mar 08, 2019 · Amount on Record
Deed Document Number	202431172
Deed Book / Page	70448 / 14
Prior Transfer Date	Dec 12, 2018
Prior Transfer Doc	59833-329
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 30, 2024
Property Address	227 PINE ST, GARDNER, MA 01440-2727
Document Number	0070448-14
Book / Page	70448 / 14
Instrument Date	Apr 29, 2024
Instrument	31172
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	227 PINE ST, GARDNER, MA 01440-2727

Mortgage

Document Number	0000031173
Date	Apr 30, 2024
Instrument	31173

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42.00 (-99.01%)	$294,400 (+3.66%) Land $68,300 Building $226,100	$316,540
2024	$4,257.00	$284,000 Land $62,100 Building $221,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.