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213 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 213 Pine St, Gardner, MA 01440 · Last verified July 2026

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,147 sqft · built 1910
Lot Size0.251 acres (10,913 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Mar 2022)
Tax Bill$53 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2024 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:P-22 B:0055 L:0053

Property Details

APN / Parcel Number

Primary APNM:P-22 B:0055 L:0053
Alternative APN
  • GARD M:R22 B:11 L:53

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Units3 Units
Stories2 Stories
Building Area2,147 sqft Living Area
Gross Area3,929 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,913 sqft (0.251 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address213 PINE ST
CityGARDNER
StateMA
Zip01440-2793
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block11
Legal Lot Number53
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3005
Census Tract707300

Owner

Source: Worcester County and Gardner City records · APN M:P-22 B:0055 L:0053

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address17 PARK ST, GARDNER, MA 01440-1644
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE MORTGAGE
Nov 27, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
MEGA CAP FUNDING INC
Aug 30, 2022Deed of Trust, Mortgage · Commercial Mortgage
STONEHAM COOPERATIVE BANK
Mar 10, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2022 · Amount on Record
Deed SaleMar 10, 2022 · Amount on Record
Prior SaleJun 01, 1993 · Amount on Record
Deed Document Number202227183
Deed Book / Page67243 / 137
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Recording DateJul 01, 2026
Property Address213 PINE ST, GARDNER, MA 01440-2793
Document Number0000054953
Book / Page73815 / 94
Instrument DateJul 01, 2026
Instrument202654953
Transaction TypeMortgage
Record UpdatedJul 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 PINE ST, GARDNER, MA 01440-2793

Mortgage

Document Number0000054953,
DateJul 01, 2026
Book Page73815/94
Instrument202654953
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.48%
Max Rate-1%

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address213 PINE ST, GARDNER, MA 01440-2793
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071355-168
DateNov 27, 2024
Book Page71355/168
Instrument99437
Lender
NameMEGA CAP FUNDING INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address213 PINE ST, GARDNER, MA 01440-2793
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068145-49
DateAug 30, 2022
Book Page68145/49
Instrument95707
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMar 10, 2022
Property Address213 PINE ST, GARDNER, MA 01440-2793
Document Number067243-137
Book / Page67243 / 137
Instrument DateMar 09, 2022
Instrument27183
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 PARK ST, GARDNER, MA 01440-1644

Mortgage

Document Number0000027184
DateMar 10, 2022
Instrument27184
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$53.00 (-98.77%)$374,800 (+30.14%) Land $69,100 Building $305,700
2024$4,317.00 (+5.5%)$288,000 (+13.52%) Land $62,800 Building $225,200
2023$4,092.00$253,700 Land $61,900 Building $191,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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