208 Pine St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 208 Pine St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1915
Square Footage	2,387 sqft Living Area
Lot Size	10,105 sqft (0.232 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2023)
Tax Bill	$43.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:R22 B:6 L:25`
Alternative APN	`M:P-23 B:0011 L:0025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Building Area	2,387 sqft Living Area
Gross Area	3,791 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,105 sqft (0.232 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	208 PINE ST
City	GARDNER
State	MA
Zip	01440-2728
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Block	6
Legal Lot Number	25
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	1
Census Block	1010
Census Tract	707200

Owner

Source: Worcester County and Gardner City records · APN GARD M:R22 B:6 L:25

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	208 PINE ST, GARDNER, MA 01440-2728
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2018	Quit Claim Arm's Length for NE States, Transfer · Commercial Mortgage GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Nov 15, 2018 · Amount on Record
Deed Book / Page	68842 / 173
Record Refreshed	Jun 08, 2026

February 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Feb 17, 2023
Property Address	208 PINE ST, GARDNER, MA 01440-2728
Document Number	068842-173
Book / Page	68842 / 173
Instrument Date	Feb 17, 2023
Instrument	14290
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	208 PINE ST, GARDNER, MA 01440-2728

Mortgage

Document Number	0000014291
Date	Feb 17, 2023
Instrument	14291

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

November 2018: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Nov 15, 2018
Property Address	208 PINE ST, GARDNER, MA 01440-2728
Document Number	59690-263
Book / Page	59690 / 263
Instrument	121254
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$29.15
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	596900266
Date	Nov 15, 2018
Instrument	59690/0266

Lender

Name	GFA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$43.00 (-98.99%)	$304,600 (+7.1%) Land $68,600 Building $236,000
2024	$4,263.00 (+2.4%)	$284,400 (+10.19%) Land $62,400 Building $222,000
2023	$4,163.00	$258,100 Land $61,500 Building $196,600

208 Pine St, Gardner, MA 01440 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Pine St

Nearby Streets

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