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226 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 226 E 5th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,532 sqft · built 1940
Lot Size0.103 acres (4,500 sqft)
OwnerIndividual Name on File
Last Sale$35,000 (Oct 2018)
Tax Bill$2,906 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN351200 128.73-01-04

Property Details

APN / Parcel Number

Primary APN351200 128.73-01-04
Alternative APNs
  • 120012807300010040000000
  • 4383

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,532 sqft Living Area
1st Floor Area1,185 sqft
Upper Floors Area346 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeAttached
Garage Area306 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4383
Street Address226 E 5TH ST
CityOSWEGO
StateNY
Zip13126-3212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSUBDIVISION NO 27
Legal Block1
Legal Lot Number4.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3041
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.73-01-04

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address226 E 5TH ST, OSWEGO, NY 13126-3212
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
EMPOWER FCU
Nov 14, 2019Deed of Trust, Mortgage
EMPOWER FCU
Oct 22, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2018 · Amount on Record
Deed SaleOct 22, 2018 · Amount on Record
Prior SaleSep 11, 2002 · Amount on Record
Deed Document Number201810377
Prior Transfer DateOct 10, 2018
Prior Transfer Doc0000010377
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address226 E 5TH ST, OSWEGO, NY 13126-3212
Transaction TypeMortgage
Record UpdatedDec 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E 5TH ST, OSWEGO, NY 13126-3212

Mortgage

Document Number0000002381
DateNov 10, 2022
InstrumentR-2022-012381
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address226 E 5TH ST, OSWEGO, NY 13126-3212
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010429
DateNov 14, 2019
InstrumentR-2019-010429
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
AmountAmount Recorded
Term120 Months
DueNov 08, 2029

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateOct 22, 2018
Property Address226 E 5TH ST, OSWEGO, NY 13126-3212
Document Number0000010377
Instrument DateOct 10, 2018
Instrument10377
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address226 E 5TH ST OSWEGO NY 131263212, OSWEGO, NY 13126-3212

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,906.00$155,000 (+131.34%) Land $18,100 Building $136,900$155,000 (+92.01%) Land $18,100 Building $136,900
2023$67,000 Land $11,400 Building $55,600$80,723 Land $13,735 Building $66,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 879 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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