Oswego County and Oswego City property record for 220 E 5th St, Oswego, NY 13126 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,672 sqft · built 1900 |
| Lot Size | 0.055 acres (2,404 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Jun 2021) |
| Tax Bill | $2,812 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351200 128.72-04-16 |
| Primary APN | 351200 128.72-04-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 942 sqft |
| 2nd Floor Area | 550 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,404 sqft (0.055 acres) |
| Lot Dimensions | 72.8 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2377 |
|---|---|
| Street Address | 220 E 5TH ST |
| City | OSWEGO |
| State | NY |
| Zip | 13126-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HAMILTON GORE |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 21604 |
Source: Oswego County and Oswego City records · APN 351200 128.72-04-16
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 E 5TH ST, OSWEGO, NY 13126-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 02, 2021 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2021 · Amount on Record |
| Deed Sale | Jun 02, 2021 · Amount on Record |
| Deed Document Number | 20216315 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 220 E 5TH ST, OSWEGO, NY 13126-3209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 46 KENNEDY AVE, OSWEGO, NY 13126-4051 |
| Document Number | 0000005826 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | R-2023-005826 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jun 02, 2021 |
| Property Address | 220 E 5TH ST, OSWEGO, NY 13126-3209 |
| Document Number | 0000006315 |
| Instrument Date | May 24, 2021 |
| Instrument | R-2021-006315 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | VANGUARD RESEARCH & TTL SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 E 5TH ST, 220, OSWEGO, NY 13126-3209 |
| Name | Verified Name |
|---|---|
| Address | 132 E 10TH ST, OSWEGO, NY 13126-1623 |
| Document Number | 0000006316 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | R-2021-006316 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Oswego City |
| Unified School District | Oswego City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,812.00 | $150,000 (+50.75%) Land $16,200 Building $133,800 | $150,000 (+25.13%) Land $16,200 Building $133,800 |
| 2023 | $99,500 Land $8,500 Building $91,000 | $119,880 Land $10,241 Building $109,639 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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