225 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 225 E 5th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,504 sqft · built 1900
Lot Size0.268 acres (11,700 sqft)
OwnerIndividual Name on Record
Last Sale$73,000 (Sep 2018)
Tax Bill$2,428 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.73-02-28

Property Details

APN / Parcel Number

Primary APN351200 128.73-02-28
Alternative APNs
  • 120012807300020280000000
  • 3586

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,504 sqft Living Area
1st Floor Area992 sqft
2nd Floor Area272 sqft
Upper Floors Area240 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area11,700 sqft (0.268 acres)
Lot Dimensions117 ft deep x 100 ft wide
PorchSlab
Porch Area208 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3586
Street Address225 E 5TH ST
CityOSWEGO
StateNY
Zip13126-3211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN1
Legal SubdivisionHAMILTONS GORE
Legal Block2
Legal Lot Number28.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3017
Census Tract21604

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address225 E 5TH ST, OSWEGO, NY 13126-3211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2018 · Amount on Record
Deed SaleSep 25, 2018 · Amount on Record
Deed Document Number20189440
Prior Transfer DateApr 23, 2001
Prior Transfer Doc2001004362
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateSep 25, 2018
Property Address225 E 5TH ST, OSWEGO, NY 13126-3211
Document Number0000009440
Instrument DateSep 11, 2018
InstrumentR-2018-009440
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transaction

AmountAmount Recorded
Tax$292.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 W CAYUGA ST, 129, OSWEGO, NY 13126-1449

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 E 11TH ST, OSWEGO, NY 13126-1229

Mortgage

Document Number0000009442
DateSep 25, 2018
InstrumentR-2018-009442
Lender
NameCITY OF OSWEGO
TypeNon-Lending Institution
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Mortgage

Document Number0000009441
DateSep 25, 2018
InstrumentR-2018-009441
Lender
NamePATHFINDER BANK
TypeBank
AddressOSWEGO, NY 13126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,428.00 (-1.14%)
2025$2,456.00$131,000 (+95.52%) Land $22,400 Building $108,600$131,000 (+62.28%) Land $22,400 Building $108,600
2023$67,000 Land $20,000 Building $47,000$80,723 Land $24,096 Building $56,627

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO CITY
serves 29,400 people · EPA ID NY3704361
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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