221 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 221 E 5th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,067 sqft · built 1955
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Apr 2021)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.73-02-29`

Property Details

APN / Parcel Number

Primary APN	`351200 128.73-02-29`
Alternative APNs	`120012807300020290000000` `6356`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,067 sqft Living Area
1st Floor Area	1,067 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6356
Street Address	221 E 5TH ST
City	OSWEGO
State	NY
Zip	13126-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Description	HG 27, B 93, L 542 116-003-000
Legal Subdivision	HAMILTONS GORE
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3017
Census Tract	21604

Owner

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 E 5TH ST, OSWEGO, NY 13126-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Intrafamily Transfer, Transfer
Apr 5, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Jun 7, 2016 · Amount on Record
Deed Document Number	2021R-2021-003734
Last Transfer Date	Feb 21, 2024
Transfer Doc	0000001523
Record Updated	Jun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSWEGO NY
Recording Date	Feb 21, 2024
Property Address	221 E 5TH ST, OSWEGO, NY 13126-3211
Document Number	0000001523
Map Reference	MB 106 PG 465
Instrument Date	Feb 21, 2024
Instrument	R-2024-001523
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 E 5TH ST, OSWEGO, NY 13126-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E 5TH ST, OSWEGO, NY 13126-3211

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 5, 2021
Property Address	221 E 5TH ST, OSWEGO, NY 13126-3211
Document Number	0000003734
Map Reference	MB 106 PG 465
Instrument Date	Mar 16, 2021
Instrument	R-2021-003734
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 ELIZABETH ST, OSWEGO, NY 13126-4130

Mortgage

Document Number	0000003735
Date	Apr 5, 2021
Instrument	R-2021-003735

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,493.00	$133,000 (+12.24%) Land $19,400 Building $113,600	$133,000 (-6.84%) Land $19,400 Building $113,600
2023		$118,500 Land $13,000 Building $105,500	$142,771 Land $15,663 Building $127,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures