231 E 5th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 231 E 5th St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1940
Square Footage1,624 sqft Total Area
Lot Size5,850 sqft (0.134 acres)
Last Sale$55,000 (2025)
Tax Bill$1,398.00 (2025)

Owner

Source: Oswego County and Oswego City records · APN 351200 128.73-02-25

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 5355, OSWEGO, NY 13126-5355
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 02, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 24, 2018Warranty Deed, Transfer · Conventional Mortgage
PATHFINDER BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 14, 2025 · Amount on Record
Deed SaleMar 14, 2025 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Doc Number2025R-2025-001832
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address231 E 5TH ST, OSWEGO, NY 13126-3211
Transaction TypeMortgage
Record UpdatedSep 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2650 MARTHA ST, PHILADELPHIA, PA 19125-1421

Mortgage

Document Number0000008885
DateAug 17, 2022
InstrumentR-2022-008885
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2037

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSWEGO NY
Recording DateJan 02, 2019
Property Address231 E 5TH ST, OSWEGO, NY 13126-3211
Document Number0000000055
Instrument DateDec 21, 2018
Instrument55
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address246 SYRACUSE AVE OSWEGO NY 131263127, OSWEGO, NY 13126-3127

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 24, 2018
Property Address231 E 5TH ST, OSWEGO, NY 13126-3211
Document Number0000003865
Instrument DateApr 17, 2018
InstrumentR-2018-003865
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyCNY ABSTRACT & TITLE SERVICE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1001 DESHIRE LN, 1001, MORRISVILLE, NC 27560-6672

Transferred To (Grantee/Buyer)

NameVerified Name
Address147 E BRIDGE ST, OSWEGO, NY 13126-2225

Mortgage

Document Number0000003866
DateApr 24, 2018
InstrumentR-2018-003866
Lender
NamePATHFINDER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2033

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,398.00$60,000 (+39.53%) Land $19,400 Building $40,600$60,000 (+15.81%) Land $19,400 Building $40,600
2023$43,000 Land $13,000 Building $30,000$51,807 Land $15,663 Building $36,144

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN351200 128.73-02-25
Alternative APNs
  • 120012807300020250000000
  • 1584 M

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,624 sqft Total Area
1st Floor1,624 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,850 sqft (0.134 acres)
Depth X Width117 ft x 50 ft Depth x Width
Patio Area180 sqft Patio
Porch Area80 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1584 M
Street Address231 E 5TH ST
CityOSWEGO
StateNY
Zip13126-3211
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal SubdivisionHAMILTONS GORE
Legal Block2
Legal Lot Number25.000
JurisdictionOSWEGO NY
Minor Civil DivisionOSWEGO
Census Blockgroup3
Census Block3017
Census Tract21604

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