Mecklenburg County property record for 22519 John Gamble Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,480 sqft · built 1978 |
| Lot Size | 0.477 acres (20,819 sqft) |
| Owner | Trust Name on File |
| Last Sale | $230,000 (Aug 2020) |
| Tax Bill | $16,038 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-551-30 |
| Primary APN | 001-551-30 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,480 sqft Heated Area |
| Gross Area | 6,142 sqft |
| 1st Floor Area | 2,036 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,819 sqft (0.477 acres) |
| Pool Area | 836 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 722 sqft |
| Deck Area | 308 sqft |
| Patio Area | 880 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 001-551-30 |
|---|---|
| Street Address | 22519 JOHN GAMBLE RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L3 M18-138 |
| Legal Subdivision | COUNTRY CLUB SHORES 05 |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6216 |
22519 John Gamble Rd is owner-occupied and held in a trust since July 2021.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 22519 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 28, 2021 | Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU |
| Aug 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jul 21, 2017 | Warranty Deed, Foreclosure NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2020 · Amount on File |
| Deed Sale | Aug 19, 2020 · Amount on File |
| Prior Sale | Aug 19, 2020 · Amount on File |
| Deed Document Number | 0000130626 |
| Deed Book / Page | 34947 / 474 |
| Last Transfer Date | Jul 28, 2021 |
| Transfer Doc | 0000145456 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 28, 2021 |
| Property Address | 22519 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000145456 |
| Book / Page | 36348 / 319 |
| Map Reference | MB 18 PG 138 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021145456 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 22519 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000145457 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021145457 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 19, 2020 |
| Property Address | 22519 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000130626 |
| Book / Page | 34947 / 474 |
| Map Reference | MB 18 PG 138 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2020130626 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4978 SENTINEL DR APT 502, 4978, BETHESDA, MD 20816-3575 |
| Name | Verified Name |
|---|---|
| Address | 22519 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000130627 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020130627 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 21, 2017 |
| Property Address | 22519 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000098304 |
| Book / Page | 031983 / 000710 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 98304 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,570.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 22519 JOHN GAMBLE RD CORNELIUS NC 280316673, CORNELIUS, NC 28031-6673 |
| Document Number | 98305 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 031983/000713 |
| Instrument | 98305 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 22519 John Gamble Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22519 John Gamble Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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