22516 John Gamble Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22516 John Gamble Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,980 sqft · built 1978
Lot Size0.486 acres (21,213 sqft)
OwnerTrust Name on File
Last Sale$1,040,000 (May 2022)
Tax Bill$7,672 (2024)
Deeds & MortgagesJan 2026 Transfer
May 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN001-161-31

Property Details

APN / Parcel Number

Primary APN001-161-31

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,980 sqft Heated Area
1st Floor Area1,980 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Exterior MaterialFiber Cement Siding
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area21,213 sqft (0.486 acres)

Exterior Amenities

PorchPorch
Porch Area347 sqft
Deck Area396 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address22516 JOHN GAMBLE RD
CityCORNELIUS
StateNC
Zip28031-6672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL13 M18-138
Legal SubdivisionCOUNTRY CLUB SHORES 05
Legal Lot Number13
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1006
Census Tract6216

Owner

22516 John Gamble Rd is held in a trust since January 2026.

Source: Mecklenburg County records, as of January 26, 2026

Owner of RecordTrust Name on File
Co-owner2 Co-owners on File
Mailing Address16732 LAKE SHORE DR, CORNELIUS, NC 28031-8686
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Intrafamily Transfer, Transfer
May 19, 2022Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Feb 15, 2022Warranty Deed, Transfer
THE TITLE SERVICES GROUP, THE TITLE COMPANY OF NC
Apr 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Dec 27, 2017Loan Modification, Mortgage · Conventional Mortgage
JANE H RAMSEY CHILD'S GST EXEM

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 19, 2022 · Amount on File
Deed SaleMay 19, 2022 · Amount on File
Prior SaleMay 19, 2022 · Amount on File
Deed Document Number0000076867
Deed Book / Page37355 / 406
Last Transfer DateJan 16, 2026
Transfer Doc0000004764
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateJan 16, 2026
Property Address22516 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Document Number0000004764
Book / Page40140 / 974
Map ReferenceMB 18 PG 138
Instrument DateNov 19, 2025
Instrument2026004764
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16732 LAKE SHORE DR, CORNELIUS, NC 28031-8686

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16732 LAKE SHORE DR, CORNELIUS, NC 28031-8686

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 19, 2022
Property Address22516 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Document Number0000076867
Book / Page37355 / 406
Map ReferenceMB 18 PG 138
Instrument DateMay 19, 2022
Instrument2022076867
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanySOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4200 PERFORMANCE RD, CHARLOTTE, NC 28214-7000

Transferred To (Grantee/Buyer)

NameVerified Name
Address22516 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672

Mortgage

Document Number0000076868
DateMay 19, 2022
Instrument2022076868
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 15, 2022
Property Address22516 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Document Number0000024325
Book / Page37064 / 440
Map ReferenceMB 18 PG 138
Instrument DateFeb 14, 2022
Instrument2022024325
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE COMPANY OF NC

Transaction

AmountAmount on Record
Tax$1,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 COUNTY ROAD 424, CENTRE, AL 35960-6268

Transferred To (Grantee/Buyer)

NameVerified Name
Address1915 SPRINGDALE AVE, CHARLOTTE, NC 28203-5325

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22516 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Document Number0000050716
Instrument DateApr 24, 2019
Transaction TypeMortgage
Record UpdatedJun 3, 2019
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address22516 JOHN GAMBLE RD CORNELIUS NC 280316672, CORNELIUS, NC 28031-6672

Mortgage

Document Number0000050716
DateApr 30, 2019
Book Page033466/000525
Instrument50716
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 29, 2034

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address22516 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Document Number0000087202
Instrument DateDec 27, 2017
Transaction TypeMortgage
Record UpdatedAug 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087202
DateJul 12, 2018
Book Page032825/000001
Instrument87202
Lender
NameJANE H RAMSEY CHILD'S GST EXEM
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,169,200 Land $880,000 Building $289,200
2024$7,672.00
2023$1,169,200 Land $880,000 Building $289,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22516 John Gamble Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22516 John Gamble Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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