22501 John Gamble Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22501 John Gamble Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,271 sqft · built 1987
Lot Size0.464 acres (20,233 sqft)
OwnerIndividual Name on Record
Last Sale$1,485,000 (Jan 2026)
Tax Bill$7,025 (2024)
Deeds & MortgagesJan 2026 Sale & Mortgage
Dec 2020 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN001-551-28

Property Details

APN / Parcel Number

Primary APN001-551-28

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area4,271 sqft Heated Area
1st Floor Area1,814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialWood
Foundation TypeRaised
Roof MaterialWood
Lot Area20,233 sqft (0.464 acres)
Garage Area576 sqft
PorchPorch
Porch Area248 sqft
Deck Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address22501 JOHN GAMBLE RD
CityCORNELIUS
StateNC
Zip28031-6673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL1 M18-138
Legal SubdivisionCOUNTRY CLUB SHORES 05
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1006
Census Tract6216

Owner

Source: Mecklenburg County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 9, 2026Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Dec 10, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Apr 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jul 17, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jun 8, 2018Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2026 · Amount on Record
Deed SaleJan 9, 2026 · Amount on Record
Prior SaleJun 8, 2018 · Amount on Record
Deed Document Number2026002588
Deed Book / Page40129 / 56
Record UpdatedJun 8, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 9, 2026
Property Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673
Document Number0000002588
Book / Page40129 / 56
Map ReferenceMB 18 PG 138
Instrument DateJan 6, 2026
Instrument2026002588
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyINTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,970.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1117 PINELLAS BAYWAY SOUTH # 403403, 403403, SAINT PETERSBURG, FL 33715-2169

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673

Mortgage

Document Number0000002589
DateJan 9, 2026
Instrument2026002589
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673

Mortgage

Document Number0000209339
DateDec 10, 2020
Book Page35416/47
Instrument2020209339
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046063
DateApr 22, 2019
Book Page33441/091
Instrument2019046063
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089804
DateJul 17, 2019
Book Page33673/338
Instrument2019089804
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000147848
DateSep 14, 2020
Book Page35049/915
Instrument2020147848
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 8, 2018
Property Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673
Document Number0000071207
Book / Page32742 / 017
Map ReferenceMB18 PG138
Instrument DateJun 8, 2018
Instrument2018071207
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7571 SEDGEBROOK DR W, 7571, STANLEY, NC 28164-9742

Transferred To (Grantee/Buyer)

NameVerified Name
Address22501 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673

Mortgage

Document Number0000071208
DateJun 8, 2018
Instrument2018071208
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Mortgage

Document Number0000071209
DateJun 8, 2018
Book Page32742/030
Instrument2018071209
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 25, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,070,700 Land $495,000 Building $575,700
2024$7,025.00
2023$1,070,700 Land $495,000 Building $575,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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