22538 John Gamble Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 22538 John Gamble Rd, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,579 sqft · built 1978
Lot Size0.486 acres (21,201 sqft)
OwnerCompany Name on Record
Last Sale$580,000 (Jun 2012)
Tax Bill$11,802 (2024)
Deeds & MortgagesDec 2025 Transfer
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN001-161-29

Property Details

APN / Parcel Number

Primary APN001-161-29

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area3,579 sqft Heated Area
1st Floor Area1,898 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Exterior MaterialFiber Cement Siding
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area21,201 sqft (0.486 acres)
Garage Area837 sqft
PorchPorch
Porch Area186 sqft
Deck Area840 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address22538 JOHN GAMBLE RD
CityCORNELIUS
StateNC
Zip28031-6672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL11 M18-138
Legal SubdivisionCOUNTRY CLUB SHORES 05
Legal Lot Number11
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1006
Census Tract6216

Owner

Source: Mecklenburg County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address22538 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2025Intrafamily Transfer, Transfer
Mar 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJun 29, 2012 · Amount on Record
Deed SaleJun 29, 2012 · Amount on Record
Prior SaleJun 29, 2012 · Amount on Record
Deed Document Number0000088759
Last Transfer DateDec 19, 2025
Transfer Doc0000130842
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateDec 19, 2025
Property Address22538 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Document Number0000130842
Book / Page40087 / 815
Map ReferenceMB 18 PG 138
Instrument DateDec 15, 2025
Instrument2025130842
Transaction TypeTransfer
Record UpdatedJan 1, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22538 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address22538 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22538 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034966
DateMar 26, 2018
Book Page32552/978
Instrument2018034966
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2033

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address22538 JOHN GAMBLE RD, CORNELIUS, NC 28031-6672
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058952
DateApr 27, 2020
Book Page34512/745
Instrument2020058952
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,798,600 Land $1,155,000 Building $643,600
2024$11,802.00
2023$1,798,600 Land $1,155,000 Building $643,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20

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