Mecklenburg County property record for 22509 John Gamble Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,328 sqft · built 1984 |
| Lot Size | 0.471 acres (20,546 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Mar 2000) |
| Tax Bill | $10,565 (2023) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Oct 2020 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-551-29 |
| Primary APN | 001-551-29 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 4,328 sqft Heated Area |
| Gross Area | 5,126 sqft |
| 1st Floor Area | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Roof Material | Wood Shingle |
| Lot Area | 20,546 sqft (0.471 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 644 sqft |
| Deck Area | 530 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Old Parcel Number | 001-551-29 |
|---|---|
| Street Address | 22509 JOHN GAMBLE RD |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L2 M18-138 |
| Legal Subdivision | COUNTRY CLUB SHORE 05 |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6216 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22509 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Reverse Mortgage UNIVERSAL MORTGAGE & FINANCE INC |
| Oct 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 22, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2000 · Amount on Record |
| Deed Sale | Mar 2, 2000 · Amount on Record |
| Deed Document Number | 0011123625 |
| Deed Book / Page | 11123 / 0625 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22509 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 22509 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000032434 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 37111/519 |
| Instrument | 2022032434 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22509 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 22509 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000168506 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 35173/174 |
| Instrument | 2020168506 |
| Name | UNIVERSAL MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | EDGEWATER, MD 21037 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22509 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000147085 |
| Book / Page | 032235 / 000292 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2017 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 22509 JOHN GAMBLE RD CORNELIUS NC 280316673, CORNELIUS, NC 28031-6673 |
| Document Number | 0000147085 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 032235/000292 |
| Instrument | 147085 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22509 JOHN GAMBLE RD, CORNELIUS, NC 28031-6673 |
| Document Number | 0000129889 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Name | Verified Name |
|---|---|
| Address | 22509 JOHN GAMBLE RD CORNELIUS NC 280316673, CORNELIUS, NC 28031-6673 |
| Document Number | 0000129889 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 032145/000590 |
| Instrument | 129889 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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