Mecklenburg County property record for 22414 John Gamble Rd, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,323 sqft · built 1987 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,000 (Aug 1986) |
| Tax Bill | $4,455 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-163-09 |
| Primary APN | 001-163-09 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,323 sqft Living Area |
| 1st Floor Area | 1,648 sqft |
| Upper Floors Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,977 sqft (0.78 acres) |
| Garage Area | 552 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 108 sqft |
| Deck Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 22414 JOHN GAMBLE RD |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L9 M12-227 |
| Legal Subdivision | COUNTRY CLUB SHORES 03 |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 10, LEMLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 6216 |
22414 John Gamble Rd is owned and occupied by two individuals who acquired it in November 2025.
Source: Mecklenburg County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22414 JOHN GAMBLE RD, CORNELIUS, NC 28031-6670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 24, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jun 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 1986 · Amount on File |
| Deed Sale | Aug 19, 1986 · Amount on File |
| Deed Book / Page | 5294 / 661 |
| Last Transfer Date | Nov 17, 2025 |
| Transfer Doc | 0000120435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 24, 2025 |
| Property Address | 22414 JOHN GAMBLE RD, CORNELIUS, NC 28031-6670 |
| Document Number | 0000120435 |
| Book / Page | 40023 / 968 |
| Map Reference | MB 12 PG 227 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025120435 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22414 JOHN GAMBLE RD, CORNELIUS, NC 28031-6670 |
| Name | Verified Name |
|---|---|
| Address | 22414 JOHN GAMBLE RD, CORNELIUS, NC 28031-6670 |
| Document Number | 0000120436 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025120436 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 787 Months |
| Due | Jun 8, 2091 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22414 JOHN GAMBLE RD, CORNELIUS, NC 28031-6670 |
| Document Number | 0000074666 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 22414 JOHN GAMBLE RD CORNELIUS NC 280316670, CORNELIUS, NC 28031-6670 |
| Document Number | 0000074666 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 033594/000719 |
| Instrument | 74666 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.19% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 22414 JOHN GAMBLE RD, CORNELIUS, NC 28031-6670 |
| Document Number | 0000074665 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 22414 JOHN GAMBLE RD CORNELIUS NC 280316670, CORNELIUS, NC 28031-6670 |
| Document Number | 0000074665 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 033594/000703 |
| Instrument | 74665 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 864 Months |
| Due | Jun 17, 2091 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.19% |
The 2025 property tax bill for 22414 John Gamble Rd was $4,455, up 2.7% from the year before.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,455.00 (+2.72%) | $661,000 Land $267,000 Building $394,000 | $661,000 Land $267,000 Building $394,000 |
| 2024 | $4,337.00 | ||
| 2023 | $661,000 Land $267,000 Building $394,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22414 John Gamble Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22414 John Gamble Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
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