22502 Eloise Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 22502 Eloise Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,400 sqft · built 1979
Lot Size	0.188 acres (8,200 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (Mar 2017)
Tax Bill	$9,241 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`613-132-01`

Property Details

APN / Parcel Number

Primary APN	`613-132-01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,097 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	8,200 sqft (0.188 acres)
Garage Area	697 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	22502 ELOISE DR
City	LAKE FOREST
State	CA
Zip	92630-5521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 10009 BLK LOT 82
Legal Subdivision	TRACT NO 10009
Legal Tract	10009
Legal Lot Number	82
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	3
Census Block	3004
Census Tract	32029

Owner

22502 Eloise Dr is owned and occupied by two individuals who bought it in March 2017.

Source: Orange County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit NUVISION FEDERAL CREDIT UNION
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit NUVISION FINANCIAL FCU
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Jun 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Mar 15, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2017 · Amount on File
Deed Sale	Mar 15, 2017 · Amount on File
Deed Document Number	2017106042
Prior Transfer Date	Sep 10, 2009
Prior Transfer Doc	0000693282
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Sep 14, 2026
Property Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521
Document Number	0000259938
Instrument Date	Sep 13, 2026
Instrument	2026259938
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521

Mortgage

Document Number	0000259938,
Date	Sep 14, 2026
Instrument	2026259938

Lender

Name	NUVISION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521

Mortgage

Document Number	0000201535
Date	Aug 18, 2023
Instrument	2023000201535

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521

Mortgage

Document Number	0000737173
Date	Dec 7, 2021
Instrument	2021000737173

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214056
Date	Jun 12, 2018
Instrument	2018000214056

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521

Mortgage

Document Number	0000772205
Date	Dec 29, 2020
Instrument	2020000772205

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 15, 2017
Property Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521
Document Number	0000106042
Map Reference	MB 242 PG 24-28
Instrument Date	Feb 27, 2017
Instrument	2017000106042
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22502 ELOISE DR, LAKE FOREST, CA 92630-5521

Mortgage

Document Number	0000106043
Date	Mar 15, 2017
Instrument	2017000106043

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22502 Eloise Dr was $9,241 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$923,360 (+2%) Land $697,859 Building $225,501
2025	$9,241.00 Homeowner's exemption	$905,255 Land $684,175 Building $221,080
2023	$8,857.00 (+1.83%) Homeowner's exemption	$870,103 Land $657,606 Building $212,497
2022	$8,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22502 Eloise Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22502 Eloise Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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