22495 Eloise Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 22495 Eloise Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,325 sqft · built 1979
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (Feb 2018)
Tax Bill	$9,352 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`613-131-02`

Property Details

APN / Parcel Number

Primary APN	`613-131-02`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,325 sqft Living Area
Gross Area	2,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	5,250 sqft (0.121 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22495 ELOISE DR
City	LAKE FOREST
State	CA
Zip	92630-5520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 10009 BLK LOT 51
Legal Subdivision	TRACT 10009
Legal Tract	10009
Legal Lot Number	51
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	3
Census Block	3002
Census Tract	32029

Owner

22495 Eloise Dr is owned and occupied by two individuals who bought it in February 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit NUVISION FINANCIAL FCU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 1, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Aug 21, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Feb 13, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on File
Deed Sale	Feb 13, 2018 · Amount on File
Prior Sale	Nov 3, 1999 · Amount on File
Deed Document Number	201849331
Prior Transfer Date	Jun 20, 1994
Prior Transfer Doc	0000470577
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520
Investor	Possibly a Property Investor

Mortgage

Document Number	0000212481
Date	Aug 31, 2023
Instrument	2023000212481

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 30, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520

Mortgage

Document Number	0000083283
Date	Feb 5, 2021
Instrument	2021000083283

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520
Document Number	0000187738
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22495 ELOISE DR LAKE FOREST CA 926305520, LAKE FOREST, CA 92630-5520

Mortgage

Document Number	0000187738
Date	Apr 27, 2020
Instrument	187738

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520
Document Number	0000351493
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22495 ELOISE DR LAKE FOREST CA 926305520, LAKE FOREST, CA 92630-5520

Mortgage

Document Number	0000351493
Date	Sep 16, 2019
Instrument	351493

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 13, 2018
Property Address	22495 ELOISE DR, LAKE FOREST, CA 92630-5520
Document Number	0000049331
Instrument Date	Jan 15, 2018
Instrument	49331
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$878.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22495 ELOISE DR LAKE FOREST CA 926305520, LAKE FOREST, CA 92630-5520

Mortgage

Document Number	49332
Date	Feb 13, 2018
Instrument	49332

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 22495 Eloise Dr was $9,352.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$927,304 (+2%) Land $688,496 Building $238,808
2025	$9,352.00	$909,122 Land $674,996 Building $234,126
2023	$8,967.00 (+1.82%)	$873,821 Land $648,785 Building $225,036
2022	$8,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22495 Eloise Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22495 Eloise Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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