Hamilton County property record for 225 Baker St, Chattanooga, TN 37405
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $90,000 (Apr 2022) |
| Tax Bill | $852 (2025) |
| Deeds & Mortgages | Aug 2024 Construction Loan Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E L 015.02 |
| Primary APN | 135E L 015.02 |
|---|
| Lot Area | 43,560 sqft |
|---|
| Street Address | 225 BAKER ST |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4103 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LT 2 STEPHENS PLACE SUB PB 115 PG 53 OUT OF 135E L 015 FOR 2019 |
| Legal Subdivision | STEPHENS PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 59085, NASHVILLE, TN 37205-9085 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 7, 2024 | Deed of Trust, Mortgage · Construction Mortgage SMARTBANK |
| Apr 12, 2022 | Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Deed Document Number | 2022041200278 |
| Deed Book / Page | 12918 / 761 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 225 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000119 |
|---|---|
| Date | Aug 7, 2024 |
| Book Page | 13671/344 |
| Instrument | 2024080700119 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 2, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 12, 2022 |
| Property Address | 225 BAKER ST, CHATTANOOGA, TN 37405-4103 |
| Document Number | 0000000278 |
| Book / Page | 12918 / 761 |
| Map Reference | MB 115 PG 53 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022041200278 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 685, LAKE FOREST, IL 60045-0685 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $852.00 (+1.67%) | $56,250 (+5%) | $225,000 (+5%) Land $225,000 |
| 2024 | $838.00 | $37,500 (-) | $150,000 (-) Land $150,000 |
| 2023 | $838.00 | $37,500 (-) | $150,000 (-) Land $150,000 |
| 2022 | $838.00 | $37,500 | $150,000 Land $150,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures