Hamilton County property record for 224 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,856 sqft · built 1930 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Apr 2020) |
| Tax Bill | $2,023 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E M 017 |
| Primary APN | 135E M 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000060044 |
|---|---|
| Street Address | 224 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 259 NORTH SIDE LAND CO AMENDED SUB PB 4 PG 47 REV 103-103 REV 106-63 |
| Legal Subdivision | NORTH SIDE LAND CO A |
| Legal Lot Number | 259 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage PINNACLE BK |
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on Record |
| Deed Sale | Apr 20, 2020 · Amount on Record |
| Prior Sale | Dec 1, 2016 · Amount on Record |
| Deed Document Number | 2020042000153 |
| Deed Book / Page | 11973 / 571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 20, 2020 |
| Property Address | 224 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Document Number | 0420000153 |
| Book / Page | 011973 / 000571 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 200420000153 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 224 BAKER ST CHATTANOOGA TN 374054104, CHATTANOOGA, TN 37405-4104 |
| Document Number | 420000154 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 011973/000573 |
| Instrument | 200420000154 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 224 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Document Number | 0113000165 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 515 DRUID LN CHATTANOOGA TN 374054039, CHATTANOOGA, TN 37405-4039 |
| Document Number | 0113000165 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 011876/000742 |
| Instrument | 200113000165 |
| Name | FIRST CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYERSBURG, TN 38025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 12, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,023.00 (+20.27%) | $133,500 (+77.53%) | $534,000 (+77.53%) Land $225,000 Building $309,000 |
| 2024 | $1,682.00 | $75,200 (-) | $300,800 (-) Land $150,000 Building $150,800 |
| 2023 | $1,682.00 | $75,200 (-) | $300,800 (-) Land $150,000 Building $150,800 |
| 2022 | $1,682.00 | $75,200 | $300,800 Land $150,000 Building $150,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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